Unincorporated Nassau County, Florida requires building permits for construction and regulated building work, with only minor cosmetic and protective work exempt1. The county sets zoning through its Land Development Code for unincorporated land2. Septic permits and inspections come from the Florida Department of Health in Nassau County, not the Building Department3. Fernandina Beach runs its own zoning inside city limits4.
At a glance
- Building permit
- Required for construction and regulated building work; limited minor-work exceptions apply1
- Zoning
- Yes; the Land Development Code and zoning atlas apply in unincorporated areas2
- Septic permit
- Handled by the Florida Department of Health in Nassau County3
- Owner-builder exemption
- Available; the owner must personally appear and sign the permit application5
- Setbacks and lot size
- Both depend on the parcel's zoning district67
- Flood zones
- A floodplain permit is required before building in a FEMA special flood-hazard area8
- Accessory dwelling
- Allowed by right in residential districts that permit single-family homes; one per parcel9
- RV as a residence
- No; living, sleeping or housekeeping in an RV is prohibited outside designated RV campsites10
Who to call
Building permits
Nassau County Building Department
Building permit issuance, plan review, inspections and contractor licensing for unincorporated Nassau County
96161 Nassau Pl., Yulee, FL 32097
Planning & zoning
Nassau County Planning Department
Land Development Code implementation, comprehensive plan interpretation and development standards for Nassau County
96161 Nassau Pl., Yulee, FL 32097
Zoning
Nassau County Development Services (Zoning Certification)
Issues zoning certification letters confirming a parcel's zoning district, permitted uses and any variances or conditional uses
Floodplain permits
Nassau County Floodplain Management
Floodplain management, flood-zone determinations and FEMA flood-map information for Nassau County
Roads & driveways
Maintenance of county-owned paved and dirt roads in Nassau County
37356 Pea Farm Road, Hilliard, FL 32046
Septic permits
Florida Department of Health in Nassau County — Environmental Health
Onsite sewage treatment and disposal system (OSTDS/septic) permitting, site evaluation and inspection in Nassau County
86014 Pages Dairy Road, Yulee, FL 32097
Contact details are copied from each office’s official page and were checked against it on October 16, 2026.
Off-grid gear
Going off-grid in Nassau County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.
Do you need a building permit in Nassau County, Florida?
Yes. Unincorporated Nassau County requires a building permit before repairs or new construction11. Like the counties around it in Florida, Nassau County requires a county building permit12. Exempt work is narrow: minor cosmetic repairs such as painting, flooring and drywall patching, replacing broken glass in an existing frame without changing its size or type, and temporary protective measures such as tarps or boarded windows; window and exterior-door replacements still need a permit1. The Building Department enforces the Florida Building Code, adopted statewide in its 8th Edition (2023)1314. Fees depend on project value and capacity and are published in the county fee schedule, and a county tree fee applies to all new construction and is collected when the building permit is issued1516. Applications may be submitted electronically, by mail or in person17. An owner-builder may use Florida's contractor-license exemption but must personally appear and sign the application at the county office5. If the work does not match a listed exception, ask the Building Department before starting18.
Who is the Nassau County building department, and how do you reach them?
The Nassau County Building Department, at 96161 Nassau Pl. in Yulee, handles building permits, plan review and inspections; call (904) 530-6250 or email permitting@nassaucountyfl.com18. Inspections must be scheduled online or by phone before 4 PM on the day before you want them, and any re-inspection fees must be paid first19. The Nassau County Planning Department works from the same address and interprets the Land Development Code and comprehensive plan; call (904) 530-6320 or email planning@nassaucountyfl.com20. For written verification of a parcel's zoning, Development Services accepts zoning-certification requests for a $42 fee per parcel and asks applicants to allow up to 14 days; call (904) 530-6249 or email zoningreview@nassaucountyfl.com21. Flood-zone questions go to Floodplain Management at 904-530-6410 or floodplaininfo@nassaucountyfl.com22. These contacts cover unincorporated land; incorporated municipalities may administer separate rules23.
Does Nassau County have zoning?
Yes. Nassau County's Land Development Code and zoning atlas apply to unincorporated land2. The county publishes its zoning districts through the code and the GIS zoning atlas, but allowed uses and dimensional standards depend on the parcel's district24. Setbacks, density and height are set by zoning designation725. Minimum lot and yard requirements are district-specific, and a proposed lot split must also meet density and frontage rules6. Inside Fernandina Beach, the city administers its own Land Development Code and zoning districts rather than the county's4. Septic stays with the health department even there: the city defers to State Department of Health septic approval26. For a parcel-specific answer, ask Planning to identify the district, or request a zoning certification letter2021. A large or rural-looking tract is not unrestricted: its district controls what can be built and where.
How do septic permits work in Nassau County?
Septic permits and inspections in Nassau County go through the Florida Department of Health in Nassau County's Environmental Health section327. Nassau County is not among the 16 counties whose septic permitting moved to the state Department of Environmental Protection in January 202528. Florida requires a permit for a new system and for covered replacement, repair, modification or abandonment work29. A drainfield that needs repair or replacement requires a septic repair permit first30. Before adding a room to a home, the existing system must be inspected to confirm it is large enough; garages, carports, exterior sheds and open or screened patios are excluded31. Owners may hire a private provider for inspections32. USDA survey data rates 0% of Nassau County soils as free of severe limitations for a conventional drain field, so expect a site evaluation and possibly an engineered system before fixing a house location or price33. If public sewer later becomes available, Florida generally requires a working septic system to connect within 365 days of written notice34.
Can you live in an RV or tiny home on your land in Nassau County?
Nassau County prohibits using an RV or camper for living, sleeping or housekeeping on a residentially zoned lot or another location not approved for that use10. Designated RV campsites are the only locations the county identifies for an RV or camper stay35. Storage is different: recreational equipment may be parked in a required rear or side yard, and elsewhere on residential premises for up to 24 hours while loading or unloading10. We could not confirm a distinct county rule for tiny homes. A small dwelling still needs an allowed use, district setbacks and building permits24711. The accessory dwelling rule is the clearest path to a second small home: one accessory dwelling is allowed per single-family parcel in residential districts, up to 50% of the main home's square footage (garage excluded) and 800 square feet of footprint9. A detached unit needs a 6-foot setback, cannot sit in a required front yard and is limited to 25 feet in height3637. An RV, mobile home, manufactured home or shed cannot serve as the unit, and renting it requires the main home to be the owner's homestead9. Association rules still apply38.
Building a home in Nassau County: the steps, in order
- Ask Planning to confirm the zoning district, allowed use, lot size, setbacks and height2467.
- If you plan to divide a tract, get Development Services approval first; a parent tract may be divided once, and further division is a subdivision39.
- Check the flood zone; development in a FEMA special flood-hazard area needs a floodplain permit from the Building Department before construction8.
- Get a septic site evaluation and permit from the Florida Department of Health in Nassau County unless public sewer serves the lot329.
- Apply to the Building Department for the building permit, paying project-based fees; owner-builders appear in person and sign15518.
- Get a driveway or drainage connection permit if the driveway crosses a public right-of-way40.
- Complete the inspections, including the final inspection required on every permit41.
- Obtain a certificate of occupancy before anyone uses or occupies the building42.
What to check before you buy land in Nassau County
Confirm the zoning district and its permitted uses, minimum lot size, frontage, setbacks and height before treating a parcel as buildable24625. Verify that the parcel's history supports any promised split: further division of a parent tract is a regulated subdivision, and approval is required before a building permit39. Check septic feasibility before choosing a house site, because 0% of Nassau County soils are rated free of severe limitations for a conventional drain field33. Ask Floodplain Management whether the site is in a special flood-hazard area; buildings there must set the lowest floor and service equipment at least 1 foot above base flood elevation822. Any driveway or drainage connection across a public right-of-way requires a permit; the County Engineer sets pipe size and depth, driveways need at least 6 inches of reinforced concrete at 3,000 psi, and a permit is generally valid up to 12 months, extendable to 1840. Ask the Road Department which office issues it43. Budget recurring costs: the effective property-tax rate is about 0.7%, the median annual property-tax bill is about $2,558, and the typical annual homeowner-insurance premium is about $2,306444546.
Watch-outs
- Nassau County notes that Chapter 2026-63 (HB 803), effective July 1, 2026, updated Florida building-permit and inspection requirements; confirm the current procedure with the Building Department at (904) 530-625018.
- Minimum lot size, setbacks and building height depend on the zoning district, so acreage alone does not establish that a parcel is buildable67.
- A promised land split may require subdivision compliance; approval is required before a building permit is issued39.
- We could not confirm county rules on private well permits, tiny-home occupancy or short-term rentals; ask Planning, and ask the Florida Department of Health in Nassau County about wells2027.
Sources
- Building Department, quoted and re-checked
- Land Development Code, quoted and re-checked
- Onsite Sewage Disposal, quoted and re-checked
- Fernandina Beach: LDC 5.01.03 All Accessory Structures (Nassau County), quoted and re-checked
- Building Department, quoted and re-checked
- Lot Split Information, quoted and re-checked
- nassaucountyfl.com, quoted and re-checked
- nassaucountyfl.com, quoted and re-checked
- Ordinance 2019-06, quoted and re-checked
- nassaucountyfl.com, quoted and re-checked
- Build Responsibly, quoted and re-checked
- Nassau County, FL - Building Department (2026 county census)
- Building Department, quoted and re-checked
- Florida Building Code, quoted and re-checked
- Permits, quoted and re-checked
- Fee Schedule, quoted and re-checked
- Applications, quoted and re-checked
- Nassau County Building Department (nassaucountyfl.com)
- Building Department, quoted and re-checked
- Nassau County Planning Department (nassaucountyfl.com)
- Nassau County Development Services (Zoning Certification) (nassaucountyfl.com)
- Nassau County Floodplain Management (nassaucountyfl.com)
- Land Development Code, quoted and re-checked
- Land Development Code, quoted and re-checked
- Frequently Asked Questions (FAQ), quoted and re-checked
- Fernandina Beach: LDC 7.02.03 Standards Regarding Septic Tanks (Nassau County), quoted and re-checked
- Florida Department of Health in Nassau County — Environmental Health (nassau.floridahealth.gov)
- Onsite Sewage Disposal, quoted and re-checked
- OSTDS Construction Application (Florida statewide rule), quoted and re-checked
- Onsite Sewage Disposal, quoted and re-checked
- Onsite Sewage Disposal, quoted and re-checked
- Onsite Sewage Disposal, quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- leg.state.fl.us (Florida statewide rule), quoted and re-checked
- nassaucountyfl.com, quoted and re-checked
- Ordinance 2019-06, quoted and re-checked
- Ordinance 2019-06, quoted and re-checked
- Ordinance 2019-06, quoted and re-checked
- Lot Split Information, quoted and re-checked
- Rights of Way / Driveway Permitting FAQ, quoted and re-checked
- Commercial Building Application, quoted and re-checked
- Chapter 7 - Buildings and Building Regulations, quoted and re-checked
- Nassau County Road Department (nassaucountyfl.com)
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Typical home insurance premium: Bolthole Index county data
Written October 16, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.