Morgan County, West Virginia requires an Improvement Location Permit for residential and commercial construction, issued by the Morgan County Planning Commission, except inside Bath and Paw Paw, which have their own permitting regulations12. The county has no zoning ordinance, but subdivision, stormwater and floodplain rules still apply345. Septic and well permits for every address come from the health department67.
At a glance
- Building permit
- Improvement Location Permit required1
- Zoning
- No traditional county zoning districts; other development ordinances apply3
- Septic
- Local health department permit required before the county permit when applicable86
- Private well
- Local health department permit required before drilling, modifying or abandoning7
- RV living
- Not confirmed; ask the Planning Commission before relying on occupancy3
- Tiny home
- Not confirmed; the county's ordinance and fire-code rules for occupancy were not located, so ask the Planning Commission3
- Owner-builder
- Owner signs the Planning Commission's Legislative Rules Form; state exemption covers contractor licensing only910
- Conventional septic soils
- Only 1.4% rate free of severe limitations11
Who to call
Building permits
Morgan County Planning Commission
Residential and commercial Improvement Location Permits, county development ordinances and floodplain administration
77 Fairfax Street, Berkeley Springs, WV 25411
Septic permits
Berkeley-Morgan County Health Department — Morgan County office
Morgan County individual onsite sewage and private-water applications and environmental-health questions
137 War Memorial Drive, Berkeley Springs, WV 25411
Contact details are copied from each office’s official page and were checked against it on October 9, 2026.
Off-grid gear
Going off-grid in Morgan County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.
Do you need a building permit in Morgan County, West Virginia?
Yes. The Morgan County Planning Commission issues residential and commercial building permits, and the county's application process uses an Improvement Location Permit1122. Before issuance, submit the application plus applicable septic and well permits, utility hookup letters, plans and a site sketch showing the driveway, septic system, well and existing structures12. The residential, recreational, modular, prefab and mobile-home fee is $0.20 per square foot plus a $100 base fee; the minimum is $25, and starting covered work before approval doubles the fee13. Inside the towns of Bath and Paw Paw, the town's own permitting regulations apply instead1. West Virginia's State Building Code applies only in counties and towns that adopt it, and we could not confirm that Morgan County has adopted it, so ask the Planning Commission which code and inspections apply to the project142. The state fire-code certificate-of-occupancy rule does not cover buildings used wholly as dwellings for no more than two families, and the county's own certificate-of-occupancy process could not be confirmed152.
Who issues Morgan County building permits, and how do you reach the office?
The Morgan County Planning Commission issues residential and commercial permits and administers county development ordinances2. The office is at 77 Fairfax Street, Berkeley Springs, WV 25411, and its phone number is 304-867-31332. The Planning Commission also handles floodplain administration, making it the first call for an Improvement Location Permit and parcel-specific flood review2. Submit the county application with the listed supporting approvals and plans; an owner doing the work signs the Legislative Rules Form provided by the Planning Commission, while a hired builder supplies a West Virginia contractor license9. The published schedule sets a $25 minimum permit fee and a $10 expired-permit renewal fee13. Routine inspection stages and any certificate-of-occupancy process could not be confirmed, so request those instructions from the Planning Commission2.
Does Morgan County, West Virginia have zoning?
Unincorporated Morgan County does not have a zoning ordinance, but a parcel is not automatically unrestricted or ready to build3. The Planning Commission reviews subdivision activity under exempt, preliminary, final and low-impact processes4. Morgan County's preliminary subdivision checklist shows single-family setbacks of 20 feet in front, 10 feet at the side and 20 feet at the rear, but those measurements should not be treated as universal countywide zoning setbacks16. No countywide minimum lot size, lot-coverage cap or building-height limit could be confirmed. The county's lack of zoning does not tell you the status of town zoning: Bath and Paw Paw apply their own permitting regulations, and we could not confirm whether either town has a current zoning ordinance1. Ask the Planning Commission which subdivision process and dimensional standards govern the parcel before relying on a listing or survey2.
How do septic permits work in Morgan County?
The local health department issues the septic approval used in Morgan County's building-permit process86. Its Morgan County office is at 137 War Memorial Drive, Berkeley Springs, WV 25411, and the phone number is 304-258-151317. When an onsite system applies, obtain the approved septic permit before the Improvement Location Permit; moving the approved septic location requires a new permit, and the septic permit must be renewed annually until installation6. Septic feasibility deserves an early contingency because only 1.4% of mapped county soils rate free of severe limitations for a conventional drain field11. That countywide soil figure does not decide an individual site, so arrange the health department's evaluation before fixing the house location1117. Morgan County's septic inspection timing and off-grid sanitation alternatives could not be confirmed; ask Environmental Health before choosing a system17.
Can you live in an RV or tiny home on land in Morgan County?
Morgan County's private-land rules for long-term RV occupancy, temporary camping and tiny-home occupancy could not be confirmed. The absence of a zoning ordinance does not establish permission to occupy an RV or tiny home because the Improvement Location Permit, septic and floodplain processes may still apply3165. Ask the Planning Commission how the proposed unit is classified and whether the intended occupancy is allowed on the parcel2. Ask the Berkeley-Morgan County Health Department what sewage approval is required before occupancy817. Manufactured and other HUD-compliant factory-built homes are accepted statewide, subject to applicable local land-use procedures and flood-zone requirements18. No Morgan County minimum dwelling size or accessory-dwelling rule could be confirmed, so obtain a parcel-specific answer before purchase2.
How do you build a home in Morgan County, step by step?
- Ask the Morgan County Planning Commission to confirm jurisdiction, subdivision status, floodplain conditions and the Improvement Location Permit path; Bath and Paw Paw use their own permitting regulations122.
- Secure any applicable public-water or sewer hookup letter and highway-entrance approval; a driveway onto a state highway needs a West Virginia Division of Highways permit, which is free from any Division office192021.
- Prepare the application, plans and site sketch showing the driveway, septic system, well and existing structures; provide a contractor license or sign the owner-work form12.
- Submit the package and pay the published fee before work starts, because beginning covered work early doubles the fee13.
- If the property is within or near the 100-year floodplain, complete the additional county requirements before development5.
- If disturbance reaches one acre or belongs to a larger common plan, obtain state construction-stormwater coverage electronically22.
What should you check before buying land in Morgan County?
Start with a Planning Commission parcel review for the permit path, subdivision status, preliminary-plat setbacks and floodplain conditions1231624. Make septic feasibility a contract contingency because only 1.4% of mapped Morgan County soils rate free of severe limitations for a conventional drain field11. Confirm the water plan: a private well needs health-department approval when applicable, while public service may require a hookup letter725. Confirm legal access and road jurisdiction because access onto a public highway needs highway approval26. Morgan County is 86% wooded, while 35.3% of its land has a slope of 15% or less, so inspect the actual building pad2728. The median property-tax bill is about $1,145 per year and the effective rate is about 0.5%, though the parcel's assessment controls2930.
Watch-outs
- Morgan County's lack of a zoning ordinance does not mean a parcel is unrestricted; building-permit, subdivision and floodplain review may still apply3145.
- Only 1.4% of mapped Morgan County soils rate free of severe limitations for a conventional septic drain field, so verify the actual site before committing to a house location11.
- The state owner-builder exemption concerns contractor licensing only and does not waive an applicable building permit, code, inspection or occupancy requirement10.
- Starting work that requires an Improvement Location Permit before approval doubles the listed county fee13.
- Private-land RV occupancy, tiny-home occupancy, minimum dwelling size and county inspection requirements could not be confirmed; ask the Planning Commission before buying for one of those uses2.
Sources
- Planning Commission – Morgan County West Virginia, quoted and re-checked
- Morgan County Planning Commission (morgancountywv.gov)
- Morgan County WV - Planning Commission (2026 county census)
- Low Impact Subdivision Plat Checklist, quoted and re-checked
- Morgan County Improvement Location Permit Requirements and Fee Schedule, quoted and re-checked
- Morgan County Planning Commission Improvement Location Permit Requirements and Fee Schedule, quoted and re-checked
- Individual Water Supplies, quoted and re-checked
- Morgan County Improvement Location Permit Requirements and Fee Schedule, quoted and re-checked
- Morgan County Planning Commission Improvement Location Permit Requirements and Fee Schedule, quoted and re-checked
- West Virginia Code §30-42-6. Necessity for license; exemptions (West Virginia statewide rule), quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Morgan County Planning Commission Improvement Location Permit Requirements and Fee Schedule, quoted and re-checked
- Morgan County Planning Commission Improvement Location Permit Requirements and Fee Schedule, quoted and re-checked
- West Virginia Code §15A-11-5, Promulgation of rules and statewide building code (West Virginia statewide rule), quoted and re-checked
- Title 87 Series 1 State Fire Code (West Virginia statewide rule), quoted and re-checked
- Preliminary Plat Checklist, quoted and re-checked
- Berkeley-Morgan County Health Department — Morgan County office (bchealthdept.org)
- West Virginia Code §8A-11-1. Standards for factory-built homes (West Virginia statewide rule), quoted and re-checked
- Morgan County Planning Commission Improvement Location Permit Requirements and Fee Schedule, quoted and re-checked
- morgancountywv.gov, quoted and re-checked
- Encroachment Permits (West Virginia statewide rule), quoted and re-checked
- Construction Stormwater General Permit (West Virginia statewide rule), quoted and re-checked
- Preliminary Plat Checklist, quoted and re-checked
- Morgan County Improvement Location Permit Requirements and Fee Schedule, quoted and re-checked
- Morgan County Improvement Location Permit Requirements and Fee Schedule, quoted and re-checked
- Exempt Plat Checklist, quoted and re-checked
- Wooded share of land: Bolthole Index county data
- Share of land at 15% slope or less: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
Written October 9, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.