Unincorporated Clear Creek County, Colorado requires a county building permit for a new home, issued by the Clear Creek County Building Department1. County Planning reviews those permits against county zoning2, while the Town of Georgetown issues its own building permits3 and Georgetown, Idaho Springs and Silver Plume set their own zoning456. County Environmental Health issues septic permits for the whole county, towns included7.
At a glance
- Building permit
- Required for a new residence in unincorporated Clear Creek County1
- Building codes
- County adopted the 2024 residential, building, plumbing and mechanical codes with amendments8
- Zoning
- County zoning applies in unincorporated areas; Georgetown, Idaho Springs and Silver Plume zone their own land. Setbacks depend on the district2910456
- Septic (OWTS)
- County permit and construction inspections required for an onsite system111213
- Owner-builder
- Owner may act as their own contractor; building permits, zoning and inspections still apply1415
- Tiny home
- Allowed conditionally; permanent dwellings must meet county and state requirements1617
- RV living
- Temporary camping only; longer stays require county approval18
- Minimum home size
- No county minimum floor area, but rooms and the dwelling must meet applicable codes19
Who to call
Building permits
Clear Creek County Building Department
Building permits, plan review and building inspections in unincorporated Clear Creek County
1111 Rose Street PO Box 2000 Georgetown, CO 80444
Zoning
Clear Creek County Planning Department
Zoning, land-use review, subdivisions and zoning enforcement
1111 Rose Street P.O. Box 2000 Georgetown, CO 80444
Septic permits
Clear Creek County Environmental Health
New septic construction, repairs, septic use permits and water-quality questions
1111 Rose Street PO Box 2000 Georgetown, CO 80444
Floodplain permits
Clear Creek County Site Development Department
Grading, excavation, driveway, retaining-wall and floodplain development permits
1111 Rose Street P. O. Box 2000 Georgetown, CO 80444
Contact details are copied from each office’s official page and were checked against it on October 16, 2026.
Off-grid gear
Going off-grid in Clear Creek County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
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Do you need a building permit in Clear Creek County, Colorado?
Yes. New residences, additions, alterations, demolitions, decks, detached structures and other structural work in unincorporated Clear Creek County require a county building permit; electrical permits and inspections are handled by the state201. Inside the Town of Georgetown, the town issues its own building permits and also requires a Certificate of Appropriateness from its Design Review Commission3. Clear Creek County adopted the 2024 International Residential, Building, Plumbing and Mechanical Codes, among others, with local amendments8. Required county inspections apply during permitted construction, and the state electrical inspector handles rough and final electrical inspections21. Driveway, defensible-space, septic and electrical approvals must all be final before the last building inspection and the Certificate of Occupancy22. A homeowner may be their own contractor, but that does not exempt the work from permits, zoning or inspections, and it must meet the 2015 or later IRC1415.
Who is the Clear Creek County building department, and how do you reach it?
The Clear Creek County Building Department handles building permits and inspections for unincorporated property; call (303) 679-2446 or email bldg@clearcreekcounty.us23. Planning administers zoning and subdivision rules; call (303) 679-2436 or email planning@clearcreekcounty.us24. Environmental Health handles septic construction, repairs and use permits at (303) 679-2428 or EH@clearcreekcounty.us25. Site Development handles grading, driveways and floodplain work at (303) 679-2436 or sitedev@clearcreekcounty.us26. The county uses a permitting platform, with payment due when an application is filed27. Building permit fees are calculated during processing from the size and scope of the proposed construction rather than one fixed price28. Site Development has its own permit-type fee schedule29.
Does Clear Creek County have zoning?
Yes. Clear Creek County Planning administers zoning in unincorporated Clear Creek County, and Planning staff check each building permit against permitted uses, building height and other zoning standards230. Inside city and town limits the municipality decides: the Town of Georgetown4, Idaho Springs5 and the Town of Silver Plume6 each adopt their own zoning rules, and septic permits still come from County Environmental Health7. For unincorporated land, use the county's zoning map and regulations, or ask Planning, to identify the parcel's district before designing a project3124. Setbacks depend on the zoning district, and Planned Developments carry their own setback requirements9. The Agricultural District requires at least 5 acres for a newly erected or structurally altered dwelling or other main building32. In the Mobile Home Park district, a home may occupy no more than one-third of its lot area, excluding sheds and other accessory structures33. A permitted accessory dwelling unit is recognized by county zoning, but that does not mean every parcel qualifies34. Clear Creek County has no minimum floor-area requirement for a single-family dwelling, although room dimensions and all other codes still apply19.
How do septic permits work in Clear Creek County?
Clear Creek County Environmental Health, not a town or city, regulates onsite wastewater treatment systems throughout the county, including incorporated areas, under county rules and statewide minimum requirements; the state approves certain tanks, distribution products and higher-level treatment systems11. A county permit must be issued before an onsite system is installed, repaired or upgraded; a major construction permit for two or more major components costs $1,023 and a minor permit for one component costs $60012. A property that can connect to a sanitation district may not need an onsite permit at all12. Environmental Health conducts required inspections during construction13. Outhouses are not an approved substitute for an occupied structure's wastewater system35. None of the mapped county soils are rated free of severe limitations for a conventional drain field, so test feasibility before fixing the house site36. A finaled driveway permit is required before the county can issue an onsite wastewater permit37.
Can you live in an RV or tiny home on your land in Clear Creek County?
An RV or mobile tiny home is a temporary use, not a general path to year-round housing on vacant land in unincorporated Clear Creek County17. Private camping is allowed for up to 14 days per year without a permit, with an additional 30 days available through a Private Camping Permit; longer use requires a Special Use Permit and an approved sanitary facility must be available18. During construction, a mobile tiny home may serve as temporary quarters only with an issued single-family building permit on the same property and only when it directly supports the work17. Small dwelling units must meet state and local codes, including driveway, water-supply, septic, wind-load and snow-load requirements17. A permanent tiny dwelling is possible if it meets zoning, building, driveway, water and septic requirements; a mobile unit must lose its wheels and sit on a permanent foundation to be converted to a dwelling1617.
Building a home in Clear Creek County: the steps, in order
- In unincorporated land, ask Planning (inside Georgetown, Idaho Springs or Silver Plume, start with the town) to confirm the zoning district, allowed residential use, setbacks and height limits31910.
- Ask Site Development about driveway, grading and floodplain approvals. The driveway must be built to county standards before the foundation inspection can be called, and floodplain work falls under the county's grading and excavation permits3839.
- Arrange water and wastewater. A groundwater well requires a state permit, while onsite wastewater work requires a county permit and inspections401213.
- Submit plans through the county process for review by Building, Planning, Site Development and Environmental Health27.
- Complete the required building and electrical inspections21.
- Obtain every applicable final approval before the final building inspection and any required Certificate of Occupancy22.
What should you check before buying land in Clear Creek County?
Clear Creek County sits about 28 miles from the nearest city of 100,000 or more41. Access, slope and wastewater feasibility deserve attention before closing. Only 17.8% of Clear Creek County land has a slope of 15% or less, and 78% is wooded4243. Confirm that the parcel is a legal lot and that its zoning allows the intended use before relying on a seller's description4445. A new or modified driveway needs county approval, while direct access to a state highway requires a state access permit3746. Improvements in the regulatory floodplain require a county site-development permit47. Test wastewater feasibility early because mapped soils are severely limited for conventional drain fields countywide36. A residential rental for fewer than 30 consecutive days requires a county permit and has occupancy limits tied to bedrooms and the wastewater connection48.
Watch-outs
- Do not assume a mining claim or steep mountain parcel is buildable; confirm legal subdivision, zoning, access and wastewater feasibility before closing44493712.
- Clear Creek County's mapped soils rate 0% free of severe conventional drain-field limitations, so septic feasibility can change the design and cost of a project36.
- An RV or mobile tiny home cannot simply become permanent housing on vacant land; camping time is limited and permanent conversion requires full dwelling approvals1817.
- Short-term rentals in unincorporated Clear Creek County are capped: non-primary-resident permits are limited to 4.5% of residences, and a primary-residence seasonal license allows renting the entire home for no more than 120 days50.
Sources
- Permits, quoted and re-checked
- Permits, quoted and re-checked
- Town of Georgetown: Georgetown Municipal Code 15.44.010 Residential Code Amendments - Sections amended (Clear Creek County), quoted and re-checked
- Town of Georgetown: Georgetown Municipal Code 17.16.041 Historic Residential District (Clear Creek County), quoted and re-checked
- Idaho Springs: Idaho Springs Municipal Code Sec. 21-4 General application (Clear Creek County), quoted and re-checked
- Town of Silver Plume: Silver Plume Land Use Code Sec. 3.3 Business District (B) (Clear Creek County), quoted and re-checked
- Onsite Wastewater Treatment Systems, quoted and re-checked
- Building Codes, quoted and re-checked
- clearcreekcounty.us, quoted and re-checked
- Permits, quoted and re-checked
- Onsite Wastewater Treatment Systems, quoted and re-checked
- Onsite Wastewater Treatment Systems, quoted and re-checked
- Onsite Wastewater Treatment Systems, quoted and re-checked
- clearcreekcounty.us, quoted and re-checked
- Contractor Licensing, quoted and re-checked
- clearcreekcounty.us, quoted and re-checked
- Tiny Homes, quoted and re-checked
- Clear Creek County Zoning Regulations, quoted and re-checked
- clearcreekcounty.us, quoted and re-checked
- Permits, quoted and re-checked
- Building Inspection Request/Cancellation Form, quoted and re-checked
- Building Inspection Request/Cancellation Form, quoted and re-checked
- Clear Creek County Building Department (clearcreekcounty.us)
- Clear Creek County Planning Department (clearcreekcounty.us)
- Clear Creek County Environmental Health (clearcreekcounty.us)
- Clear Creek County Site Development Department (clearcreekcounty.us)
- Permits, quoted and re-checked
- clearcreekcounty.us, quoted and re-checked
- Site Development Department Fee Schedule, quoted and re-checked
- Planning, quoted and re-checked
- Zoning Map Series, quoted and re-checked
- clearcreekcounty.us, quoted and re-checked
- Clear Creek County Zoning Regulations, quoted and re-checked
- Short Term Rental Licenses, quoted and re-checked
- clearcreekcounty.us, quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Site Development, quoted and re-checked
- Site Development Department Inspections, quoted and re-checked
- Permits, quoted and re-checked
- Water Administration (Colorado statewide rule), quoted and re-checked
- Straight-line distance from the county center to the nearest city of 100,000+ people: Bolthole Index county data
- Share of land at 15% slope or less: Bolthole Index county data
- Wooded share of land: Bolthole Index county data
- Planning, quoted and re-checked
- Permits, quoted and re-checked
- Access Permits | Frequently Asked Questions (Colorado statewide rule), quoted and re-checked
- Site Development, quoted and re-checked
- Planning, quoted and re-checked
- Permits, quoted and re-checked
- Short Term Rental Licenses, quoted and re-checked
Written October 16, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.