Unincorporated Franklin County, Florida requires a building permit for projects over $1,000 or 100 square feet, and for every project in a special flood hazard area1. The county also sets zoning there and requires a development permit before construction starts23. Septic permits come from the state, not the county building office: Florida's Department of Environmental Protection took over permitting in Franklin County on January 2, 2025, and the county health department still handles septic inspections45.
At a glance
- Building permit
- Required over $1,000 or 100 square feet, and for every project in a special flood hazard area1
- Zoning
- Yes, for land and water in unincorporated Franklin County2
- Septic permit
- Required for a new septic system; DEP manages permitting, and the county health department still does inspections45
- Owner-builder
- Allowed for your own one- or two-family home; an owner-builder affidavit is required6
- RV living
- Not allowed as permanent living quarters; camping up to 14 days if self-contained, with no utility hookups7
- Tiny home
- On wheels: prohibited as permanent living quarters. On a foundation in R-1 or R-1A: at least 1,000 square feet78
- Setbacks (R-1)
- 25 feet from road-side lot lines, 10 feet from other lot lines9
- Conventional septic soils
- Only about 0.4% of county soils are rated not limited for a drain field10
Who to call
Building permits
Franklin County Building Department
Plan review, building permits, construction inspections, building-code complaints, contractor licensing and floodplain administration for unincorporated Franklin County
permits@franklincountyflorida.com
248 Hwy 98, Eastpoint, FL 32328
Zoning
Franklin County Planning & Zoning Department
Parcel zoning, development permits, zoning applications, setbacks and land-use questions in unincorporated Franklin County
zoning@franklincountyflorida.gov
248 US Highway 98, Eastpoint, Florida 32328
Septic permits
Florida Department of Environmental Protection, Northwest District
State environmental permitting assistance for Franklin County, including the transitioned onsite sewage program
160 W.Government Street, Suite 308, Pensacola, FL 32502-5794
Floodplain permits
Franklin County Building Department, Floodplain Administration
Floodplain administration and building-permit coordination for projects in special flood hazard areas
248 Hwy 98, Eastpoint, FL 32328
Contact details are copied from each office’s official page and were checked against it on October 16, 2026.
Off-grid gear
Going off-grid in Franklin County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.
Do you need a building permit in Franklin County, Florida?
Yes. Unincorporated Franklin County requires a building permit for projects over $1,000 or 100 square feet, and every project in a special flood hazard area needs one regardless of size1. Demolition permits are also required, and they are free1. The county follows the current edition of the Florida Building Code11. Starting work before the permit is issued doubles the fees12. Once the permit is issued, the posted permit and reviewed plans must be on the job site, electrical, plumbing and mechanical contractors need supplemental permits, and inspection requests need 24 hours' notice13. Nobody may occupy a building before the county issues a certificate of occupancy, and a house must be finished and pass a final flood inspection first1415. Florida's agricultural exemption can cover a nonresidential farm building on bona fide agricultural land, but it does not cover a house or override floodplain rules16.
Who issues building permits and zoning approval in Franklin County, Florida?
The Franklin County Building Department issues building permits and inspects construction in unincorporated Franklin County, including St. George Island, Eastpoint and Alligator Point; it is at 248 Hwy 98, Eastpoint, FL 32328, 850-653-9783, permits@franklincountyflorida.com17. Franklin County Planning & Zoning handles parcel zoning, setbacks, land-use questions and development permits at 248 US Highway 98 in Eastpoint, 850-653-9783, zoning@franklincountyflorida.gov18. Floodplain administration sits inside the Building Department19. Online building permit applications are processed in 3-7 business days and paper applications in 7-10 business days; incomplete applications are returned20.
Those rules apply to unincorporated land. Inside Carrabelle, the city issues its own building permits and sets its own zoning2122. Apalachicola sets its own zoning, with a planning and zoning board23. Septic permits do not move to either city: inside Carrabelle, private wastewater systems must still meet state DEP regulations24. A driveway onto a state highway, and any stormwater connection to one, needs a Florida Department of Transportation permit25.
Does Franklin County, Florida have zoning?
Yes. The Franklin County Board of County Commissioners controls zoning of all land and water in unincorporated Franklin County2. The zoning code publishes district-specific uses, lot sizes, setbacks, heights and lot-coverage limits, so the first question for any parcel is which district it sits in2627. The A-2 district requires 40 acres with at least one acre designated for residential use, while R-1 requires one acre, 100 feet wide and 100 feet deep, or an existing lot of record as of July 1, 198128. In R-1, the setback is 25 feet from a property line bordering a private, local arterial or collector road and 10 feet from other property lines9. R-1 and R-1A detached homes need at least 1,000 square feet of enclosed heated living area8. The Building Department says buildings may not exceed 47 feet from finished grade, while many zoning districts set a 35-foot maximum29. Site plans must show that every setback is met, so confirm the district with Planning & Zoning before you design3018.
How do septic permits work in Franklin County, Florida?
Florida requires a permit to construct, install, modify, abandon or repair an onsite septic system, and the process includes a site evaluation31. In Franklin County, the Florida Department of Environmental Protection has managed septic permitting since January 2, 2025, but the Franklin County Health Department's own page says county health offices continue septic permitting and inspection45. Call the DEP Northwest District office and the health department to confirm where your application goes32. The county's residential building application asks for a current septic permit or an existing-system letter from the Franklin County Health Department whenever a septic system will be used33. Only about 0.4% of Franklin County soils are rated not limited for a conventional drain field, so make the site evaluation a purchase contingency and expect to plan for an engineered system10. The county zoning code mentions composting or chemical toilets as alternative wastewater methods, but only in its R-5 multifamily district standards, and they need Planning and Zoning Commission and Board approval34. Where central sewer is available, the county says onsite system owners must connect within 180 days35.
Can you live in an RV or tiny home on your land in Franklin County, Florida?
No. Franklin County's zoning rules prohibit a camper trailer, travel trailer, recreational vehicle or fifth wheel as permanent living quarters, and a tiny home on wheels is treated the same way7. Such a unit may be stored on your property, and camping is allowed for up to 14 days if the camper is self-contained, but hooking it to power, water, sewer or septic is not permitted7. The code allows RV parking and camping as limited-stay facilities in the C-3 district and camping in the P-2 district, which are recreational uses, not living on your own parcel3637. A county ordinance also bars camping on beaches, dunes, causeways and barrier islands37. A tiny home on a foundation is judged as a house: R-1 and R-1A detached dwellings need at least 1,000 square feet of enclosed heated living area8. Mobile homes may be placed on R-2 or R-4 lots, are not permitted on St. George Island or in a V zone, and face added wind and flood requirements38. Ask Planning & Zoning to confirm the district and your plan before buying or moving a unit18.
What are the steps to build a home in Franklin County, Florida?
- Ask Planning & Zoning for the parcel's district, allowed use, lot standard and setbacks1826.
- Settle water and wastewater: the development application needs a current onsite sewage permit or inspection certificate, or a central wastewater availability letter3.
- Prepare the legal description, location map, sketch plan and a sealed survey identifying wetlands or dunes, and get the development permit before any construction begins3.
- Show driveway culverts on the sketch; a driveway that needs a culvert needs a final inspection before the certificate of occupancy, and a state-highway connection needs a Florida Department of Transportation permit2539.
- Submit the building permit application to the Building Department: two sets of plans, boundary survey, site plan, energy code form, water and sewer letter, and the septic permit if applicable, plus an owner-builder affidavit only if you act as your own contractor4017.
- Keep the permit and reviewed plans on site, request inspections 24 hours ahead, and do not depart from approved plans without written approval13.
- Finish the house and complete the final flood review and closeout documents for the certificate of occupancy15.
What should you check before buying land in Franklin County, Florida?
Start with the zoning district, flood exposure, legal access, water service and septic feasibility2641253. In a special flood hazard area, a development application needs a topographic map with one-foot contours, and elevation certificates are required for all new buildings42. County guidance says new structures must be built at least one foot above base flood elevation41. Septic deserves early attention because only about 0.4% of county soils are rated not limited for a conventional drain field10. If you plan to divide land, Franklin County regulates subdivisions, and R-1A applies only in approved, recorded subdivisions with central water and sewer43. If you build as an owner-builder, the home must be for your own use or occupancy, not built for sale or lease, and a sale or lease within one year creates a presumption of violation6. The effective property-tax rate is about 0.6%, with a median annual bill of about $1,5724445. Florida requires a permit from the water management district or its delegated authority before a private well is built, repaired or abandoned; the Health Department is the office the county sends applicants to4647.
Watch-outs
- Every project in a special flood hazard area requires a Franklin County permit, even when its cost and size fall below the ordinary thresholds1.
- A county owner-builder affidavit addresses who acts as contractor; it does not remove the building-permit requirement481.
- Franklin County prohibits a camper, travel trailer, RV, fifth wheel or wheeled tiny home as permanent living quarters, and allows camping for up to 14 days only if self-contained, with no utility hookups7.
- Septic authority is split between DEP and the county health department, so confirm with both offices before you apply49.
- We could not confirm county rules on accessory dwellings or short-term rentals; ask Franklin County Planning & Zoning18.
Sources
- Project Guidance | Franklin County Building Dept, quoted and re-checked
- The Franklin County Zoning Code, quoted and re-checked
- The Franklin County Zoning Code, quoted and re-checked
- Onsite Sewage & Septic, quoted and re-checked
- Onsite Sewage Disposal, quoted and re-checked
- OWNER BUILDER AFFIDAVIT, quoted and re-checked
- zoning.franklincountyflorida.gov, quoted and re-checked
- The Franklin County Zoning Code, quoted and re-checked
- The Franklin County Zoning Code, quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Project Guidance | Franklin County Building Dept, quoted and re-checked
- PERMITTING FEE TABLE SCHEDULE, quoted and re-checked
- Building Inspection Schedule, quoted and re-checked
- TEMPORARY POWER AFFIDAVIT, quoted and re-checked
- Building Inspection Schedule, quoted and re-checked
- F.S. 604.50 — Nonresidential farm buildings; farm fences; farm signs (Florida statewide rule), quoted and re-checked
- Franklin County Building Department (building.franklincountyflorida.gov)
- Franklin County Planning & Zoning Department (zoning.franklincountyflorida.gov)
- Franklin County Building Department, Floodplain Administration (building.franklincountyflorida.gov)
- Apply for a Permit, quoted and re-checked
- Carrabelle: Carrabelle LDC Sec. 1.03.02.02 Building permits required (Franklin County), quoted and re-checked
- Carrabelle: Carrabelle LDC Sec. 2.01.03 Establishment of zoning districts and official zoning map (Franklin County), quoted and re-checked
- Apalachicola: Apalachicola Code Sec. 111-268 R-1 single-family residential (Franklin County), quoted and re-checked
- Carrabelle: Carrabelle Code Sec. 70-194 Design standards; minimum lot area (Franklin County), quoted and re-checked
- The Franklin County Zoning Code, quoted and re-checked
- The Franklin County Zoning Code, quoted and re-checked
- THE FRANKLIN COUNTY ZONING CODE, quoted and re-checked
- The Franklin County Zoning Code, quoted and re-checked
- Project Guidance | Franklin County Building Department, quoted and re-checked
- building.franklincountyflorida.gov, quoted and re-checked
- OSTDS Construction Application (Florida statewide rule), quoted and re-checked
- Florida Department of Environmental Protection, Northwest District (floridadep.gov)
- New Residential Building Permit Application, quoted and re-checked
- The Franklin County Zoning Code, quoted and re-checked
- franklincountyflorida.com, quoted and re-checked
- The Franklin County Zoning Code, quoted and re-checked
- The Franklin County Zoning Code, quoted and re-checked
- Project Guidance | Franklin County Building Department, quoted and re-checked
- Driveway Connection Permit, quoted and re-checked
- New Residential Building Permit Application, quoted and re-checked
- Project Guidance | Franklin County Building Department, quoted and re-checked
- Project Guidance, quoted and re-checked
- The Franklin County Zoning Code, quoted and re-checked
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Water Well Contractor Licensing and Permitting (Florida statewide rule), quoted and re-checked
- Project Guidance | Franklin County Building Dept, quoted and re-checked
- New Residential Building Permit Application, quoted and re-checked
- Onsite Sewage & Septic, quoted and re-checked
Written October 16, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.