Unincorporated Union County, Iowa requires floodplain permits for new or substantially improved structures in floodplains; general residential building permits elsewhere remain unconfirmed1. Union County has no general county zoning, but airport controls apply in the airport zoning area23. Inside Creston, the city handles building permits and zoning; Union County Environmental Health handles private septic systems and covered private-well permits countywide4567.
At a glance
- Building permit
- Required for new or substantially improved structures in a floodplain; general permitting outside floodplains is unconfirmed1
- Zoning
- No general county zoning; Creston has city zoning and the airport zoning area has specialized controls253
- Septic permit
- Required before construction; the $250 fee includes two inspections89
- Septic soils
- 0% of county soils are free of severe limits for a conventional drain field10
- Well permit
- Required for covered new and replacement private wells through Union County Environmental Health7
- Driveway/entrance permit
- Required for any new or widened entrance onto a county secondary road11
- Floodplain permit
- Required before development in a mapped flood hazard area12
- Accessory dwelling unit
- At least one qualifying unit allowed with a single-family home, subject to statewide conditions13
Who to call
Septic permits
Union County Environmental Health
Septic (private sewage disposal) permits and inspections, and private well construction permits, for Union County
705 E. Taylor Street, Creston, Iowa 50801
Floodplain permits
Union County Emergency Management Agency
Administers the county Floodplain Development Permit as the Floodplain Administrator
705 E Taylor St., PO Box 277, Creston, Iowa 50801
Roads & driveways
Union County Engineer's Office
Issues entrance/driveway permits for new or widened access points onto Union County secondary roads
1701 Commerce Road, Creston, Iowa 50801
Contact details are copied from each office’s official page and were checked against it on October 12, 2026.
Off-grid gear
Going off-grid in Union County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
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Do you need a building permit in Union County, Iowa?
Union County requires a floodplain permit for new or significantly improved structures in a floodplain1. Outside floodplains in unincorporated Union County, we could not confirm a general residential building permit or local adoption of the full state building code; ask the Board of Supervisors before construction14. Iowa energy-conservation provisions cover heated or cooled enclosed construction, subject to exceptions, and lighting-efficiency provisions apply statewide15. State-funded buildings require state plan review and inspection when the local jurisdiction lacks the specified codes or inspections16. Inside Creston, the city issues applicable building permits; private septic and covered well permits remain with Union County Environmental Health467.
Who issues building permits and septic permits in Union County?
We could not confirm a Union County office for general residential building permits outside floodplains or a county certificate-of-occupancy requirement; ask the Board of Supervisors1417. Union County Emergency Management administers floodplain development permits1218. Union County Environmental Health administers private sewage-disposal rules and issues covered private-well construction permits throughout the county19720. Larger public sewage systems fall primarily to Iowa DNR21. The Union County Engineer’s Office issues entrance permits for new or widened access onto secondary roads2223.
Does Union County have zoning?
Union County has no general county zoning, but that does not resolve residential setbacks, minimum lot size or minimum dwelling size; ask the Board of Supervisors about the parcel and separate county ordinances2. Inside Creston, the city sets zoning; private septic and covered well permits remain with Union County Environmental Health52467. Airport-specific zoning applies in the Creston Municipal Airport zoning area; we could not confirm the height limits or parcel boundaries3. Iowa generally exempts qualifying agricultural land and structures from county zoning, though floodplain rules can apply25. Qualifying public agricultural experiences on primarily agricultural-production property are exempt from county conditional-use permits, special-use permits, special exceptions and variances26.
How do septic permits work in Union County?
Union County Environmental Health requires a septic permit before construction or reconstruction, a professional soil analysis or percolation test, and a county site evaluation before issuing approval to build8. The $250 permit is nonrefundable and nontransferable, includes two construction inspections, and each additional inspection costs $509. Union County soil data rates 0% of soils as free of severe limitations for conventional drain fields, so establish site feasibility before choosing the house location10. Keep the system open for inspection, give Environmental Health at least 24 hours’ notice Monday–Friday before final inspection, and obtain approval before operation27. Owners may self-install with proof of at least 6 credit hours of wastewater training within the previous 12 months, while retaining responsibility for compliance28.
Can you live in an RV or tiny home on your land in Union County?
We could not confirm residential RV use, temporary camping or tiny-home occupancy rules for unincorporated Union County; ask the Board of Supervisors before buying for those purposes. Creston prohibits residential or temporary-camping use of RVs, subject to stated exceptions2930. Iowa requires counties to allow at least one qualifying accessory dwelling unit beside a single-family home, subject to building regulations and statutory conditions13. Creston permits manufactured dwellings only under certification, foundation, real-property conversion, utility and occupancy conditions31. Off-grid sanitation still needs approval: holding tanks are limited to qualifying sites or seasonal or sporadic use, and vault toilets must meet construction and disposal rules32.
Building a home in Union County: the steps, in order
- Ask the Board of Supervisors whether a general building permit, inspection or certificate of occupancy applies to the parcel; Iowa has no universal process for ordinary private homes3317.
- Confirm soil suitability and obtain the septic permit from Union County Environmental Health before construction820.
- Obtain a private-well construction permit from Environmental Health before drilling a covered new or replacement well720.
- Apply to the County Engineer before adding or widening access to a secondary road; a county-installed dry-fill entrance costs $500, while one requiring a culvert costs $1,000 plus the culvert3423.
- Obtain a floodplain permit before covered development in a regulated floodplain1218.
- Keep the septic system exposed for inspection and obtain Environmental Health approval before operation27.
What to check before you buy land in Union County
Before planning septic, ask Union County Environmental Health whether public sewer is available: private systems cannot be installed, repaired or rehabilitated where public treatment is available or an ordinance requires connection35. The 200-foot availability test depends on the lot and sewer facilities, and the administrative authority makes the final determination35. Covered private-well construction permits also come from Environmental Health720. Before dividing land, ask the Board of Supervisors which governing body reviews the subdivision plat; applicable review and approval must precede recording36. Check floodplain status with Emergency Management and new or widened secondary-road access with the County Engineer1211. Union County’s effective property-tax rate is about 1.8%, its median annual bill is about $2,108, and farmland averages about $5,970 per acre373839.
Watch-outs
- Do not treat Union County as a no-permit county: floodplain permits are required for covered structures, while general residential permitting outside floodplains remains unconfirmed1.
- Union County soil ratings show severe limitations for conventional septic drain fields; a professional soil analysis or percolation test is required before septic permit issuance108.
- Creston prohibits residential or temporary-camping use of an RV, while the rule for unincorporated Union County remains unconfirmed2930.
Sources
- Union County Emergency Management – Union County, Iowa, quoted and re-checked
- Union County Board of Supervisors Regular Session, July 20, 2020, quoted and re-checked
- Ordinances – Union County, Iowa, quoted and re-checked
- Creston: official source (Union County), quoted and re-checked
- Creston: Chapter 166 Zoning Code — Zoning Districts (Union County), quoted and re-checked
- Union County Environmental Health, quoted and re-checked
- Private Well Construction Permits, quoted and re-checked
- Wastewater (Septic) Treatment Installation Guide for Homeowners, quoted and re-checked
- Application for Installation of Onsite Septic System, quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Union County Entrance Application and Entrance Policy, quoted and re-checked
- Union County Emergency Management, quoted and re-checked
- Chapter 38 — Accessory Dwelling Units — Regulation by Counties and Cities, quoted and re-checked
- 2026 Iowa Code, Chapter 103A — State Building Code, quoted and re-checked
- Iowa Code Chapter 103A — State Building Code, quoted and re-checked
- Iowa Code §103A.10A — Plan reviews and inspections, quoted and re-checked
- Iowa Code chapter 103A — State Building Code, quoted and re-checked
- Union County Emergency Management Agency (unioncountyiowa.gov)
- Union County Environmental Health, quoted and re-checked
- Union County Environmental Health (unioncountyiowa.gov)
- Union County Environmental Health, quoted and re-checked
- Union County Entrance Application and Entrance Policy, quoted and re-checked
- Union County Engineer's Office (unioncountyiowa.gov)
- Creston Zoning Map, quoted and re-checked
- Iowa Code 2026, Chapter 335 — County Zoning, quoted and re-checked
- Iowa Code 2026, §335.28 — Agricultural experiences, quoted and re-checked
- Application for Installation of Onsite Septic System, quoted and re-checked
- Application for Installation of Onsite Septic System, quoted and re-checked
- 168.10 MANUFACTURED DWELLINGS, quoted and re-checked
- 168.10 MANUFACTURED DWELLINGS, quoted and re-checked
- 168.10 MANUFACTURED DWELLINGS, quoted and re-checked
- Iowa Administrative Code Chapter 567.69 — Private Sewage Disposal Systems, quoted and re-checked
- Iowa Code 2026, Chapter 103A — State Building Code (Iowa statewide rule), quoted and re-checked
- Union County Entrance Application and Entrance Policy, quoted and re-checked
- Iowa Administrative Code Chapter 567.69 — Private Sewage Disposal Systems, quoted and re-checked
- Iowa Code 2026, Chapter 354 — Platting—Division and Subdivision of Land, quoted and re-checked
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Farmland value per acre (USDA census): Bolthole Index county data
Written October 12, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.