Unincorporated Jo Daviess County, Illinois requires a building permit before construction or excavation, including houses, decks, structural work, wiring and plumbing1. County zoning applies outside incorporated municipalities; Galena, East Dubuque and Scales Mound issue their own building permits2345. The Jo Daviess County Health Department handles private septic permits countywide, and its septic permit or sign-off must precede a county building permit67.
At a glance
- Building permit
- Required before construction or excavation8
- Zoning
- County zoning applies outside incorporated municipalities2
- Septic permit
- Required for new and replacement systems; county Health Department approval comes before the building permit97
- Small accessory structure
- Under 120 sq ft needs no building permit if it has no electrical or plumbing, but zoning setbacks still apply1
- RV or tiny-home living
- An RV or tiny home treated as a stored RV may be used for living or sleeping no more than 30 days per calendar year on residential premises; permanent dwellings follow separate rules1011
- Owner-builder
- A homeowner may install a septic system, but it still needs a permit, inspection and code compliance; no general county building-permit exemption was confirmed121
- Private well
- A state permit is required before construction, modification or sealing; ask the Health Department where to file locally13
- Permit review
- Approximately 15–20 working days after a complete application packet is received14
Who to call
Building permits
Jo Daviess County Planning & Development
Building permits and zoning approvals for unincorporated Jo Daviess County, plus plan review, construction inspections, occupancy certificates, addresses and floodplain administration support; septic permits are issued separately by the county Health Department
1 Commercial Drive, Highway Dept Building, Suite 1, Hanover, IL 61041
Septic permits
Jo Daviess County Health Department
Septic permits and sign-offs required before issuance of a county building permit
9483 Route 20 West, Galena, IL 61036
Roads & driveways
Jo Daviess County Highway Department
County highways and county-road right-of-way work; ask whether the proposed access is under county, township or state jurisdiction
1 Commercial Drive, Highway Dept Building, Suite 3, Hanover, IL 61041
Contact details are copied from each office’s official page and were checked against it on October 12, 2026.
Off-grid gear
Going off-grid in Jo Daviess County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
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Do you need a building permit in Jo Daviess County, Illinois?
Unincorporated Jo Daviess County requires a permit before construction or excavation, covering a new house, accessory building, deck, structural alteration or repair, electrical wiring, plumbing, and work governed by life-safety codes1. An accessory structure under 120 square feet is exempt only when it has no electrical or plumbing; zoning setbacks still apply1. The county has adopted technical codes covering residential, building, mechanical, fuel-gas, plumbing, energy, accessibility and electrical codes15. Agricultural buildings may be exempt from building-permit fees, but that rule does not waive zoning, septic, floodplain or access requirements16. Inspections are required for permitted work, and the owner or contractor must arrange them with Planning & Development as construction progresses17. Inside Galena, East Dubuque and the Village of Scales Mound, the municipality issues building permits345. Private septic permitting stays with the Jo Daviess County Health Department6. Scales Mound also requires verification of a county residence-construction permit number, so ask the village board about both approvals5.
Who issues Jo Daviess County building permits, and how do you reach them?
Jo Daviess County Planning & Development administers the county building code and zoning ordinance, reviews plans, issues building and zoning approvals, and inspects work under construction18. Reach the office at 815-591-3810 or plan@jodaviesscountyil.gov, or visit the Highway Department Building at 1 Commercial Drive, Suite 1, Hanover, Illinois 6104118. Planning & Development also assists the Floodplain Officer with administering the floodplain ordinance18. The published fee schedule lists a $75 base application fee plus $4 per $1,000 of construction value, with $50 for an additional inspection; confirm the current amount before paying because the county materials carry differing revision labels19.
Does Jo Daviess County have zoning?
Jo Daviess County zoning applies to every parcel outside an incorporated municipality, including unincorporated Stockton Township220. Galena and the Village of Scales Mound have their own zoning rules inside municipal limits; private septic permitting remains with the Jo Daviess County Health Department21226. For unincorporated land, ask Planning & Development to confirm the zoning district and permitted uses; the county publishes zoning maps and a district-specific use table23. Road setbacks depend on the road authority, while Agricultural and R-1 districts have 20-foot side and 40-foot rear setbacks24. A detached accessory dwelling unit must be 400 to 900 square feet on a zoning lot of at least 5 acres; those thresholds do not establish minimums for every principal home or lot2526. Impermeable lot-coverage limits also vary by district27.
How do septic permits work in Jo Daviess County?
The Jo Daviess County Health Department reviews plans, issues permits and inspects new and replacement private septic systems6. A homeowner may install a septic system instead of hiring a licensed contractor, but the system still needs a permit, inspection, and compliance with state code and the county ordinance1228. Obtain the septic permit or sign-off before the building permit can be issued7. Only 20.3% of county soils are rated without severe limits for a conventional drain field, so make the soil investigation an early feasibility item rather than assuming a standard system will fit29. Galena Territory and Apple Canyon Lake may require architectural-review materials before the septic permit, so ask the Health Department about the submission order for those developments7.
Can you live in an RV or tiny home on land in Jo Daviess County?
In unincorporated Jo Daviess County, a recreational vehicle stored on residential premises may be used for living or sleeping for no more than 30 days in a calendar year, and recreational vehicle parks are regulated separately10. The same limit applies to a tiny home treated as a stored recreational vehicle in unincorporated Jo Daviess County11. After a fire or natural disaster, a temporary emergency shelter permit can allow a mobile home or RV for up to 12 months, with a possible extension of up to 6 months; the application requires Environmental Health sign-off on septic and well matters30. A permanent detached accessory dwelling unit must contain 400 to 900 square feet and sit on a zoning lot of at least 5 acres2526. A manufactured home used for that purpose must be no older than 15 years when placed, be accessory to a principal residence, and receive the required special-use approval31. These accessory-dwelling standards do not establish a minimum size for every principal home; ask Planning & Development how the parcel's district treats a proposed tiny home252.
What are the steps to build a home in Jo Daviess County?
- Determine whether the parcel is outside an incorporated municipality; for unincorporated land, ask Planning & Development for its zoning district, allowed use, setbacks and lot-coverage limit22427.
- Confirm safe road access and the correct road authority; county materials direct applicants to the County Highway Department, township road commissioner or Illinois Department of Transportation as appropriate32.
- Complete septic review first, because a county septic permit or sign-off must precede the building permit7.
- Submit the complete building packet, including the application, plan-review checklist, scaled plans, survey or site plan, and septic approval14.
What should you check before buying land in Jo Daviess County?
Verify whether the land is outside an incorporated municipality; Planning & Development handles county zoning there, while the relevant city or village should answer zoning questions for land inside its limits2. For unincorporated land, have Planning & Development confirm the proposed home, setbacks, lot coverage and any subdivision issue342427. Tell the office if the property will be a short-term rental: a county zoning certificate is required for guest accommodations, and a guest-accommodation license may also be required35. Investigate septic early because only 20.3% of county soils are rated without severe conventional-drain-field limitations29. Check road ownership and access approval before choosing a driveway location32. Ask Planning & Development about floodplain development approval before committing to a floodplain site; the department assists the Floodplain Officer36. For a private well, Illinois requires a permit before construction, modification or sealing13.
Watch-outs
- A county septic permit or sign-off must be issued before Planning & Development can issue the building permit1.
- Scales Mound issues village building permits but also requires verification of a county residence-construction permit number; ask the village board which approvals your project needs5.
- An RV, or a tiny home treated as a stored RV, may be used for living or sleeping for no more than 30 days per calendar year in unincorporated Jo Daviess County1011.
- A manufactured home used as a detached accessory dwelling must meet the county's age, lot, size and special-use conditions31.
- Occupancy or use of a building subject to county building-code administration must wait until the certificate of occupancy is issued after final inspection and approval33.
Sources
- Building Permit Requirements, quoted and re-checked
- Planning & Development, quoted and re-checked
- Galena: § 150.04 Permit Required (Jo Daviess County), quoted and re-checked
- East Dubuque: 15-12-4: Permits and Certificates (Jo Daviess County), quoted and re-checked
- Village of Scales Mound: 8-6-2: Permit Requirements (Jo Daviess County), quoted and re-checked
- Private Sewage Disposal, quoted and re-checked
- Private Sewage Disposal, quoted and re-checked
- Building Permit Requirements (2026 county census)
- Private Sewage Disposal (2026 county census)
- 8-5B-1: Accessory Uses, quoted and re-checked
- Jo Daviess County Code, 8-5B-1 Accessory Uses, quoted and re-checked
- Private Sewage Disposal, quoted and re-checked
- 77 Ill. Admin. Code 920.130, Water Well Permit Requirements (Illinois statewide rule), quoted and re-checked
- Building Permit Requirements, quoted and re-checked
- 7-1-3: Adoption of Codes, quoted and re-checked
- 7-1-6: Fees, quoted and re-checked
- Building Permit Requirements, quoted and re-checked
- Jo Daviess County Planning & Development (jodaviesscountyil.gov)
- Fee Schedule, quoted and re-checked
- Stockton Township: Planning & Development Department (Jo Daviess County), quoted and re-checked
- Galena: Zoning (Jo Daviess County), quoted and re-checked
- Village of Scales Mound: Scales Mound, IL Code of Ordinances (Jo Daviess County), quoted and re-checked
- Planning & Development, quoted and re-checked
- Building Permit Requirements, quoted and re-checked
- 8-5B-52: Detached Accessory Dwelling Unit and Detached Accessory Dwelling Unit; Manufactured Homes, quoted and re-checked
- 8-5B-52: Detached Accessory Dwelling Unit and Detached Accessory Dwelling Unit; Manufactured Homes, quoted and re-checked
- Setbacks and Lot Coverage, quoted and re-checked
- Private Sewage Disposal, quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- 8-5B-1: Accessory Uses, quoted and re-checked
- 8-5B-52: Detached Accessory Dwelling Unit; Manufactured Homes, quoted and re-checked
- Building Permit Requirements, quoted and re-checked
- 7-1-5: Inspections; Certificate Of Occupancy, quoted and re-checked
- Planning & Development, quoted and re-checked
- 8-5B-46: Guest Accommodations and Guest Houses/Homes, quoted and re-checked
- Planning & Development, quoted and re-checked
Written October 12, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.