Union County, Indiana requires a building permit for a structure costing or valued at $1,000 or more within the Area Plan Commission's jurisdiction, and the Area Plan Office also handles zoning12. The county zoning ordinance covers unincorporated Union County, Liberty and West College Corner, while septic permits come from the Union County Health Department, not the Area Plan Office23. Obtain septic approval and county-road driveway approval before completing the building-permit package45.
At a glance
- Building permit
- Required in the Area Plan jurisdiction at $1,000 or more in cost or value1
- Zoning
- Covers unincorporated Union County, Liberty and West College Corner2
- Septic permits
- County Health Department permit, plan and soil review, plus inspection before covering67
- RV living
- No blanket residential permission; campground and temporary-placement rules are narrow89
- Tiny homes
- No tiny-home rule; R-1 dwellings need at least 20 feet of width and 900 square feet on a one-story ground floor104
- Owner-builder
- No exemption from permit or inspection requirements is confirmed11
- Private wells
- A local permit requirement is unconfirmed; ask the Health Department before drilling1213
- Septic soil difficulty
- Only 24.4% of soils lack severe limits for a conventional drain field14
Who to call
Building permits
Building permits, building inspection and county zoning questions
6 West South Street - Suite 1, Liberty, Indiana 47353
Septic permits
Union County Health Department
Residential onsite sewage permit review and septic installation inspections
6 W South St, Liberty, IN 47353
Roads & driveways
Union County Highway Department
County-road driveway location and installation approval
1587 Kitchel Road, Liberty, IN 47353
Contact details are copied from each office’s official page and were checked against it on October 9, 2026.
Off-grid gear
Going off-grid in Union County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
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Do you need a building permit in Union County, Indiana?
Yes. A building permit is required for a structure costing or valued at $1,000 or more within the Union County Area Plan Commission's jurisdiction1. The county also identifies permit-triggering work that includes swimming pools, decks or porches, accessory buildings, room additions, mobile-home upgrades, and electrical or plumbing upgrades15. Indiana has adopted statewide building and residential codes, while local jurisdictions may require permits, plan review and inspections1617. Starting construction without a permit incurs a $50 fine on top of the permit cost, and a permit is valid for 18 months1. The ordinary building-permit fee amount could not be confirmed, so ask the Area Plan Office18. Union County does not state an owner-builder exemption or a complete inspection schedule, so an owner doing the work should ask the Area Plan Office which inspections and contractor information apply114.
Who issues building permits, zoning approval and septic permits in Union County?
The Union County Area Plan Office is the starting point for building permits, building inspection and zoning approval, while septic permits are a separate Health Department process413. The office is at 6 West South Street, Suite 1, in Liberty; call 765-458-5044 or email areaplan@unioncountyin.us4. County application instructions call for the property deed with its legal description, septic permit, site plan, building plans and a receipt showing current taxes4. The site plan should locate utilities, the home, accessory structures, property-line distances, driveway, septic field and tank, while the building plans should show square footage and bedroom count4. Before installing a county-road driveway, consult the Union County Highway Department at (765) 458-5692 because the Highway Supervisor must approve its location and installation519. A connection to an Indiana state highway instead requires permission from INDOT through its electronic permit system20.
Does Union County, Indiana have zoning?
Yes. The unified zoning ordinance covers unincorporated Union County, the Town of Liberty and the Town of West College Corner2. District details can materially change a rural project: an Agricultural District house needs at least 1.5 acres excluding easements and rights-of-way and 200 feet of width at the building line, and every Agricultural District building has a 25-foot setback from a right-of-way or boundary2122. R-1 lot minimums vary with sewer and water availability, while an R-1 dwelling must be at least 20 feet wide, with at least 900 square feet on the ground floor for a one-story home or 720 square feet for a two-story home2310. Buildings may cover no more than 35% of an R-1 lot or 40% of an R-2 lot, and buildings in either residential district may not exceed 35 feet24252627. Union County also requires a Certificate of Occupancy before regulated land or buildings are occupied, used or changed in use28. Ask the Area Plan Office to verify the parcel's district and the exact yard measurements before designing4.
How do septic permits work in Union County?
The Union County Health Department permits residential onsite sewage systems and administers Indiana's state rule locally2930. Call (765) 458-5393 or visit 6 W South St in Liberty13. Permit review requires an application, a property site plan and a soil evaluation by a certified soil scientist6. Property inside the Brookville Lake Regional Waste District boundaries also needs a sanitary-sewer availability letter6. The Health Department inspects every septic installation before it is covered, so coordinate the inspection before backfilling7. Soil feasibility deserves early attention because only 24.4% of Union County soils are rated without severe limitations for a conventional septic drain field14. Where a dwelling is not connected to sewer, Indiana generally requires a compliant septic tank and soil-absorption system; drywells and cesspools are not allowed as onsite sewage treatment31.
Can you live in an RV or tiny home in Union County?
Union County does not offer blanket permission to live in an RV on a private parcel. Trailers or mobile homes generally may not be occupied for dwelling or lodging outside an approved mobile home park, subject to the ordinance's agricultural-district and temporary-use provisions8. In a Recreational District, a campground for short-term camper or RV parking is a special use and needs at least 5 acres; it must sit at least 50 feet from a highway right-of-way, with spaces at least 50 feet wide and 2,500 square feet in area9. Permanent scattered-site manufactured homes other than single-wides are allowed in zones that permit dwelling units, while temporary manufactured-home or mobile-home placement outside parks is allowed only in specified circumstances3233. Union County does not state a tiny-home occupancy rule, and in the R-1 district a dwelling must be at least 20 feet wide with 900 square feet on a one-story ground floor, which rules out most tiny homes there10. Give the Area Plan Office the unit type, foundation, utilities and occupancy plan before buying4.
Building a home in Union County: the steps, in order
- Ask the Area Plan Office to identify the zoning district and confirm residential use, lot size, setbacks, lot coverage, height and the Certificate of Occupancy path3428.
- Have a certified soil scientist evaluate the site, then submit the septic application and property plan to the Health Department6.
- If the parcel lies inside the Brookville Lake Regional Waste District boundaries, obtain the required sewer-availability letter6.
- Ask the Highway Department to approve a county-road driveway location before installation, or use INDOT's system for a state-highway connection520.
- Assemble the deed, septic permit, site plan, building plans and current-tax receipt for the Area Plan Office4.
- Obtain the building and Improvement Location permits before work starts; beginning early adds a $50 fine1.
What should you check before buying land in Union County?
Start with septic feasibility: only 24.4% of Union County soils lack severe limitations for a conventional drain field, and the county requires a certified soil-scientist evaluation during permit review146. Confirm zoning, setbacks, the proposed dwelling type and Certificate of Occupancy path with the Area Plan Office35284. Check access before assuming an existing field entrance can serve a home because the Highway Supervisor must approve a county-road driveway's location and installation5. Review flood maps as well: Indiana DNR has jurisdiction over most development in a floodway, while local permits may still apply in the floodplain fringe3637. Ask the Health Department whether a private-well permit applies because statewide guidance says some local health departments require one but does not identify Union County1213. The effective property-tax rate is about 0.7%, and the median annual property-tax bill is about $1,1443839.
Watch-outs
- Do not start construction before obtaining the required permits: Union County adds a $50 fine to the permit cost for beginning without a building permit1.
- Do not assume rural land allows full-time RV occupancy; Union County generally confines dwelling or lodging use of trailers and mobile homes to approved mobile home parks, subject to temporary-use provisions8.
- Private-well permits and the county inspection schedule remain unconfirmed, and no tiny-home occupancy rule was found; ask the Area Plan Office and Health Department about the specific project12413.
Sources
- Union County: Ordinances, quoted and re-checked
- Union County Area Planning Commission zoning and building ordinance, quoted and re-checked
- Union County: Septic Inspection and Permits, quoted and re-checked
- Union County Area Plan Office (in.gov)
- Union County: Ordinances, quoted and re-checked
- Union County: Septic Inspection and Permits, quoted and re-checked
- Union County: Septic Inspection and Permits, quoted and re-checked
- Union County Zoning and Building Ordinance, quoted and re-checked
- Union County Area Planning Commission zoning and building ordinance, quoted and re-checked
- Union County Area Planning Commission Zoning and Building Ordinance, quoted and re-checked
- (2026 county census)
- Recommended Standards For Private Water Wells (Indiana statewide rule), quoted and re-checked
- Union County Health Department (in.gov)
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- in.gov, quoted and re-checked
- Rules of the Indiana Fire Prevention and Building Safety Commission (Indiana statewide rule), quoted and re-checked
- in.gov (Indiana statewide rule), quoted and re-checked
- Union County: Ordinances, quoted and re-checked
- Union County Highway Department (in.gov)
- INDOT Driveway Permit Guide 2024 (Indiana statewide rule), quoted and re-checked
- Union County Area Planning Commission zoning and building ordinance, quoted and re-checked
- Union County Area Planning Commission zoning and building ordinance, quoted and re-checked
- Union County Area Planning Commission zoning and building ordinance, quoted and re-checked
- Union County Area Planning Commission Zoning and Building Ordinance, quoted and re-checked
- Union County Area Planning Commission Zoning and Building Ordinance, quoted and re-checked
- Union County Area Planning Commission Zoning and Building Ordinance, quoted and re-checked
- Union County Area Planning Commission Zoning and Building Ordinance, quoted and re-checked
- Union County Zoning and Building Ordinance, quoted and re-checked
- Union County: Septic Inspection and Permits, quoted and re-checked
- 410 IAC 6-8.3 Residential On-Site Sewage Systems (Indiana statewide rule), quoted and re-checked
- 410 IAC 6-8.3 Residential On-Site Sewage Systems (Indiana statewide rule), quoted and re-checked
- Union County Area Planning Commission zoning and building ordinance, quoted and re-checked
- Union County Area Planning Commission zoning and building ordinance, quoted and re-checked
- Union County Area Planning Commission zoning and building ordinance, quoted and re-checked
- Union County Area Planning Commission zoning and building ordinance (2026 county census)
- Water: Community Assistance & Information (Indiana statewide rule), quoted and re-checked
- Water: Community Assistance & Information (Indiana statewide rule), quoted and re-checked
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written October 9, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.