Unincorporated Sherman County, Texas does not require a general building permit and has no county zoning123. Septic work generally requires a permit and approved plan; TCEQ Region 1 is the default authority only where no local OSSF program is authorized456. Water wells countywide must be registered with NPGCD or receive the applicable district permit before drilling7.
At a glance
- Building permit
- No general county building permit in unincorporated Sherman County1
- Zoning
- No county zoning in unincorporated areas; Stratford has municipal zoning238
- Septic permit
- Generally required with an approved plan; confirm the current filing office with TCEQ Region 1456
- RV and tiny-home living
- Unrestricted by county zoning on unincorporated land, but septic and private restrictions still matter39
- Minimum home and lot size
- No county-zoning minimum on unincorporated land3
- Water wells
- NPGCD covers the county; register every well or obtain the applicable permit before drilling7
- Owner-builder rule
- Texas provides limited owner-performed trade-license exemptions, not a blanket construction exemption1011
- Septic soils
- 48.9% of county soils lack severe limits for a conventional drain field12
Who to call
Building permits
County contact for questions about unincorporated property when no specialized county office is listed
701 N 3rd St Stratford, TX 79084
Septic permits
TCEQ Region 1 Office (Amarillo)
Regional OSSF contact and state fallback permitting office when no local jurisdiction is authorized
5809 S. Western St. STE 260 Amarillo TX 79110-3631
Well permits
North Plains Groundwater Conservation District
Water-well registration, Well Construction Permits and Test Hole Permits within the district
603 E 1st St Dumas, TX 79029
Contact details are copied from each office’s official page and were checked against it on October 9, 2026.
Off-grid gear
Going off-grid in Sherman County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.
Do you need a building permit in Sherman County, Texas?
An ordinary home or outbuilding on unincorporated Sherman County land does not go through a general county building-permit program1. Texas gives counties only limited building authority, including fire-code authority for qualifying counties and covered commercial, public and larger multifamily buildings; Sherman County's population is about 2,6781314. The county's official directory does not list a building department, so the County Judge's office is the practical county contact for a parcel-specific question115. A site inside Stratford is different: municipal rules can apply even though the county does not issue a general permit for unincorporated construction8. We could not confirm a building-inspection program or certificate-of-occupancy requirement for unincorporated construction, so ask the County Judge's office before relying on either assumption115.
Who is the Sherman County building department?
Sherman County does not list a building department or general county permit office for unincorporated construction1. For unresolved county questions, contact the Sherman County Judge's office at the courthouse in Stratford15. Septic is handled separately: TCEQ Region 1 is the default permitting authority where no local OSSF program has been authorized56. Because we could not confirm Sherman County's current local-authority listing, ask Region 1 to verify the proper recipient before submitting an OSSF application56. Water-well registration and permits go to NPGCD rather than the county courthouse716. A driveway connecting to a state highway goes through TxDOT rather than Sherman County17.
Does Sherman County have zoning?
Unincorporated Sherman County has no county zoning, and Texas has not granted Sherman County the special geographic zoning authority available in limited parts of the state23. That means county zoning sets no minimum dwelling size, minimum lot size, setback, lot-coverage limit or building-height limit on unincorporated land3. County zoning also does not restrict accessory dwellings, manufactured homes, tiny homes, RV occupancy or temporary camping there3. Those answers do not erase deed restrictions, utility requirements, septic law or municipal rules. The City of Stratford publishes a zoning ordinance, so property inside Stratford needs a city-level zoning check8. An older county plan reported municipal zoning in Stratford but not Texhoma; because that plan does not establish current conditions, ask the applicable city about a parcel inside either municipality18.
How do septic permits work in Sherman County?
A permit and approved plan are generally required before an OSSF in Sherman County is constructed, altered, repaired, extended or operated4. TCEQ Region 1 is the default office only where no local OSSF jurisdiction has been authorized, so ask Region 1 to confirm the current permitting authority for the property56. The installer must notify the permitting authority at least 5 working days before the system will be ready, and the authority conducts a construction inspection19. A narrow exemption can apply to a single-family dwelling on at least 10 acres after a licensed site evaluation, provided every part of the OSSF remains at least 100 feet from the property line and every other state condition is met4. Countywide, 48.9% of soils lack severe limits for a conventional drain field, but the parcel's site evaluation controls the design12.
Can you live in an RV or tiny home in Sherman County?
County zoning does not restrict RV occupancy, tiny-home occupancy, manufactured-home occupancy or temporary camping on unincorporated Sherman County land3. That zoning answer is not a waiver of sanitation rules: an OSSF or holding tank generally needs a permit and approved plan unless every condition of a state exception is satisfied9. Stratford has municipal zoning, so a parcel inside the city requires a separate city-level check8. Private deed restrictions may also be more restrictive than county zoning. We could not confirm a certificate-of-occupancy rule for unincorporated structures, so ask the County Judge's office about the exact parcel and proposed setup115. If the plan includes a private well, NPGCD requires registration or the applicable permit before drilling716.
Building a home in Sherman County: the steps, in order
- Confirm whether the parcel is inside a municipality; Stratford publishes municipal zoning, while unincorporated Sherman County has no county zoning83.
- Ask the County Judge's office about parcel-specific county matters, including any unresolved inspection, occupancy, floodplain or county-road-access question151.
- Register an exempt well with NPGCD or obtain the applicable permit before drilling a non-exempt well716.
- Confirm the current OSSF authority with TCEQ Region 1, submit the required septic plan and permit application, and schedule the construction inspection520196.
- If access connects to a state highway, submit TxDOT Form 1058 and wait for an executed permit before beginning work in the right of way17.
- Proceed with construction without a general Sherman County building permit for an ordinary home on unincorporated land1.
What should you check before buying land in Sherman County?
Water deserves early due diligence: Sherman County averages 17.6 inches of precipitation a year, and severe drought occurs in 40.5% of years2122. NPGCD covers Sherman County; domestic and livestock wells incapable of producing over 17.5 gallons per minute must be registered, while other wells require the applicable district permit before drilling716. For septic, 48.9% of county soils lack severe limits for a conventional drain field, but a licensed site evaluation is still needed for the state's acreage-based permit exception124. The land is notably flat and open: 99.3% is at a slope of 15% or less, while the wooded share is 0%2324. Also verify legal access, flood exposure, easements, deed restrictions and whether a recent land division required a plat or qualified for the agricultural exception25. The effective property-tax rate is about 2%, with a median annual bill near $2,4502627.
Watch-outs
- We could not confirm Sherman County's current OSSF authority from a county-specific listing, so verify the application destination with TCEQ Region 1 before filing56.
- Every well in Sherman County must be registered with NPGCD or receive the applicable permit before drilling716.
- Stratford has municipal zoning even though unincorporated Sherman County has no county zoning83.
Sources
- Sherman County Commissioners Court / county offices (2026 county census)
- Sherman County Commissioners Court / county offices (2026 county census)
- Texas law on county zoning and building authority
- Getting a Permit for an OSSF - Such as a Septic System, quoted and re-checked
- Getting a Permit for an OSSF - Such as a Septic System, quoted and re-checked
- TCEQ Region 1 Office (Amarillo) (tceq.texas.gov)
- North Plains Groundwater Conservation District Management Plan, quoted and re-checked
- Ordinances, quoted and re-checked
- Getting a Permit for an OSSF - Such as a Septic System, quoted and re-checked
- Exemptions to Electrician Licensing (2026 county census)
- Exemptions to Electrician Licensing (Texas statewide rule), quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Local Government Code Chapter 233, County Regulation of Housing and Other Structures (Texas statewide rule), quoted and re-checked
- County population: Bolthole Index county data
- Sherman County Judge's Office (shermancountytx.gov)
- North Plains Groundwater Conservation District (northplainsgcd.org)
- Section 4: Driveway Permits, Design, and Materials (Texas statewide rule), quoted and re-checked
- shermancountytx.gov, quoted and re-checked
- On-Site Sewage Facility Rules Compilation, quoted and re-checked
- Getting a Permit for an OSSF - Such as a Septic System, quoted and re-checked
- Annual precipitation: Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
- Share of land at 15% slope or less: Bolthole Index county data
- Wooded share of land: Bolthole Index county data
- Texas Local Government Code, Section 232.0015, quoted and re-checked
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written October 9, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.