Unincorporated Howard County, Nebraska requires a county zoning/building permit before construction; ask Planning and Zoning to confirm the requirement for your address and project.12 Howard County has county zoning, while St. Paul has its own zoning jurisdiction.34 Nebraska administers onsite wastewater rules; most ordinary residential systems use Authorization by Rule, and private sewage disposal inside St. Paul also requires the City Superintendent’s written permit.567
At a glance
- Building permit
- Required through Howard County before construction1
- Zoning
- County zoning applies in county jurisdiction; St. Paul has its own zoning34
- Septic
- State rules apply; St. Paul also requires a local private sewage-disposal permit567
- RV living
- Private-land occupancy was not confirmed; ask county Planning and Zoning8
- Tiny home
- No specific occupancy or minimum-size rule was confirmed; county zoning applies8
- Owner-builder
- Some homes qualify for a state design-professional exemption, but county permits still apply91
- Floodplain work
- County floodplain development permit required for projects in the floodplain10
- Water wells
- State registration required; some wells or water-transport projects also need permits1112
Who to call
Building permits
Howard County Planning, Zoning and Floodplain Department
Howard County zoning permits, variances, conditional uses, rezoning, subdivision matters and floodplain development permits
612 Indian St. #2, St. Paul, NE 68873
Septic permits
Nebraska Department of Water, Energy, and Environment Onsite Wastewater Program
Nebraska onsite-wastewater rules, professional certification, system registration, subdivision review and site-specific permits
245 Fallbrook Blvd., Suite 100, Lincoln, NE 68521
Contact details are copied from each office’s official page and were checked against it on October 12, 2026.
Off-grid gear
Going off-grid in Howard County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.
Do you need a building permit in Howard County, Nebraska?
Unincorporated Howard County requires a county zoning/building permit before construction1. The county's process calls for a completed zoning/building permit application signed by the landowner and payment of the appropriate fee13. Nebraska's state building code, which adopts the 2018 International Building Code and 2018 International Residential Code, applies where a county has not adopted an authorized local code within the statutory period, except for farm or farm-purpose construction; Howard County's separate local-code adoption status remains unconfirmed1415. Ask Planning and Zoning which code review and inspections apply to the proposed work16. A qualifying detached home with less than 5,000 square feet of above-grade finished space may be exempt from the state Engineers and Architects Regulation Act, but that does not waive Howard County permits91.
Who issues building permits and zoning approval in Howard County?
Howard County’s Planning, Zoning and Floodplain Department receives, reviews and issues zoning permits and floodplain development permits for projects within the floodplain16. For county zoning/building approval on unincorporated land under county jurisdiction, call (308) 754-9121, email pz@howardcountyne.gov, or visit 612 Indian St. #2 in St. Paul116. Submit a completed zoning/building permit application signed by the landowner and pay the appropriate fee13. Give the department the legal description and address to confirm jurisdiction, district setbacks and which construction requires approval2. Nebraska’s Onsite Wastewater Program administers state septic rules separately from county zoning/building approval5.
Does Howard County have zoning?
Howard County has county zoning and publishes an Official Zoning Map3. The county rules below apply to unincorporated land under county jurisdiction; Nebraska county zoning authority excludes incorporated cities and villages and areas where municipalities exercise granted or ceded zoning jurisdiction17. St. Paul has its own zoning, with its ordinance covering the mapped one-mile planning jurisdiction4. State onsite wastewater rules still apply, and private sewage disposal inside St. Paul requires a written permit from the City Superintendent57. Howard County also publishes separate maps for Boelus, Cotesfield, Cushing, Dannebrog, Elba, Farwell and St. Libory; those maps do not establish who administers each village ordinance18. In county agricultural districts A-1, A-2 and A-3, residential and farm side yards are 10 feet and rear yards are 40 feet; residential structures require 25 feet of separation from another residential structure19.
How do septic permits work in Howard County?
The Nebraska Department of Water, Energy, and Environment's Onsite Wastewater Program administers septic rules in Howard County5. Inside St. Paul, private sewage disposal also requires a written permit from the City Superintendent7. Contact the state program at (402) 471-4285 or DWEE.onsite@nebraska.gov20. Nebraska uses general permits plus construction and operating permits for systems that require those approvals21. Most ordinary residential systems built under Authorization by Rule do not need a state construction permit, but systems designed for at least 1,000 gallons per day, systems handling non-household wastewater and systems outside that authorization need construction and operating permits6. Development approval is required before creating an area with onsite systems proposed on lots smaller than 3 acres22. Every wastewater-generating dwelling still needs a compliant onsite system or a connection to sewer or other wastewater works23. A leach field must be 25 feet from the property line and a well 100 feet from the leach field19. Only 18.8% of mapped soils lack severe limitations for a conventional drain field, so evaluate the septic area early24.
Can you live in an RV or tiny home on land in Howard County?
We could not confirm a Howard County rule that specifically allows or prohibits long-term RV occupancy on private land, temporary camping on private land or tiny-home occupancy; ask county Planning and Zoning for the parcel’s requirements16. Howard County has zoning, so ask Planning and Zoning how the parcel's district classifies an RV, a tiny house on wheels or a small foundation-built dwelling before buying or placing one816. Nebraska's public-property camping rule addresses designated campsites on highways, roadside areas, parks and similar public property; it does not answer private-land occupancy25. Nebraska law permits a county board to impose a 900-square-foot minimum on manufactured homes, but that authority is discretionary and does not establish a minimum for every Howard County dwelling26.
Building a home in Howard County: the steps in order
- Give Howard County Planning, Zoning and Floodplain the legal description and address so it can identify whether county or municipal zoning controls and confirm the district and permitted residential use18416.
- Confirm the district setbacks and lay out the home, well and leach field19.
- Complete the zoning/building permit application, obtain the landowner's signature, pay the appropriate fee and secure county approval before construction131.
- Ask Planning and Zoning whether the state fallback code or an authorized local code applies, and confirm inspections and final approvals1416.
- Use a state-certified onsite professional to design and register the septic system and determine whether a general permit, construction and operating permits, or small-lot development approval are required2721622.
- Register the well and ask the local Natural Resources District whether the proposed capacity requires its permit11.
What should you check before buying land in Howard County?
Confirm zoning jurisdiction, the mapped district, allowed use, setbacks, floodplain status, legal access, water and wastewater feasibility before closing210. Test the proposed septic area early because only 18.8% of Howard County soils lack severe limitations for a conventional drain field24. If land will be divided into lots smaller than 3 acres with onsite systems, account for state development approval before proceeding22. Water wells require state registration, and a well pumping more than 50 gallons per minute may need a local Natural Resources District permit11. Transporting withdrawn groundwater by pipeline off the overlying land requires a state permit, subject to limited exceptions12. A new, relocated or altered driveway onto a state highway needs a state permit28.
Watch-outs
- Howard County's separate local-code adoption and general inspection program were not confirmed; ask Planning and Zoning whether the Nebraska fallback code or an authorized local code applies1416.
- Private-land RV occupancy, temporary camping, tiny-home occupancy and a countywide minimum dwelling size remain unconfirmed; obtain a parcel-specific answer from Howard County Planning and Zoning216.
- Floodplain development needs a county permit, and access onto a state highway needs a separate state driveway permit1028.
Sources
- Howard County, Nebraska - Planning and Zoning (2026 county census)
- Planning, Zoning and Floodplain – Howard County, quoted and re-checked
- Planning and Zoning Maps – Howard County, quoted and re-checked
- St. Paul: St. Paul Zoning Ordinance (Howard County), quoted and re-checked
- Nebraska Administrative Code Title 124 – Onsite Wastewater Treatment Systems, quoted and re-checked
- Onsite Wastewater Treatment Facilities: Permits, quoted and re-checked
- St. Paul: City of St. Paul Municipal Code (Howard County), quoted and re-checked
- Planning and Zoning Maps – Howard County (2026 county census)
- Nebraska Revised Statute 81-3446 — Construction projects on private lands; applicability of act; owner; duties, quoted and re-checked
- Planning, Zoning and Floodplain – Howard County, quoted and re-checked
- dwee.nebraska.gov, quoted and re-checked
- Water Wells, quoted and re-checked
- Frequently Asked Questions – Howard County, quoted and re-checked
- Nebraska Revised Statute 71-6403 — State building code; adopted; amendments, quoted and re-checked
- Nebraska Revised Statute 71-6403 — State building code; adopted; amendments, quoted and re-checked
- Howard County Planning, Zoning and Floodplain Department (howardcounty.ne.gov)
- Nebraska Revised Statute 23-114 (Nebraska statewide rule), quoted and re-checked
- Planning and Zoning Maps – Howard County, quoted and re-checked
- Setbacks for Zoning Permit Regulations, quoted and re-checked
- Nebraska Department of Water, Energy, and Environment Onsite Wastewater Program (dwee.nebraska.gov)
- Nebraska Administrative Code Title 124 – Onsite Wastewater Treatment Systems, quoted and re-checked
- Onsite Wastewater Fees, Certifications, & Permits, quoted and re-checked
- Onsite Wastewater Program, quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Nebraska Revised Statute 39-312 — Camping; permitted; where; violation; penalty (Nebraska statewide rule), quoted and re-checked
- Nebraska Revised Statute 23-114 (Nebraska statewide rule), quoted and re-checked
- Nebraska Revised Statute 81-15,248 (Nebraska statewide rule), quoted and re-checked
- Title 410, Chapter 2 - Driveway and Approach Road Permits (Nebraska statewide rule), quoted and re-checked
Written October 12, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.