Bolthole Index

Bolthole Index · Nebraska

Building permits, zoning and rural land rules across Nebraska

Nationally, Nebraska ranks #48 for homesteading and #40 for off-grid living.

Nebraska has 4 counties that do not require a residential building permit and 35 that require one only in certain cases.12 Nebraska has 9 counties without county-wide zoning.3 The Nebraska Department of Water, Energy, and Environment runs the statewide septic rules, with city and county requirements added separately.45 RV and tiny-home answers exist for only a minority of counties.67

At a glance

Residential building permits
4 counties have no requirement; 35 have limited requirements; 53 require a building permit.128
County-wide zoning
9 counties have no county-wide zoning; 84 have county zoning.39
No building permit and no county-wide zoning
3 counties: Richardson, Blaine and Butler.10
Septic construction permits
Most systems use authorization by rule; some need a state construction permit, and city or county requirements apply separately.114
RV living
12 counties have an answer: 2 temporary-only and 10 limited; 81 remain unanswered.6
Tiny homes
13 counties have an answer: 1 allowed and 12 limited; 80 remain unanswered.7
Owner-builder
Own-property work is exempt from contractor registration, not from applicable building permits or codes.12
Water wells
Single wells pumping 50 gallons per minute or less generally do not need a groundwater-management-area permit; district exceptions apply.13

Who to call

Septic permits

Nebraska Department of Water, Energy, and Environment — Onsite Wastewater Program

Statewide onsite wastewater requirements, system registration and site-specific permitting.

(402) 471-4285

DWEE.onsite@nebraska.gov

Well permits

Nebraska Department of Water, Energy, and Environment — Water Well Registration Program

Groundwater well registration resources and registered-well data.

402-471-2186

245 Fallbrook Blvd., Ste. 100

Contact details are copied from each office’s official page and were checked against it on October 13, 2026.

Which Nebraska counties don't require a building permit?

Nebraska's county counts concern unincorporated land; county building authority excludes incorporated cities and villages and areas where municipalities exercise granted zoning jurisdiction.14 Residential building permits are not required in Richardson County, Blaine County, Butler County and Cuming County.1 Another 35 counties require building permits only in certain cases, while 53 require them; we could not confirm the building-permit answer for Thurston County.2815

Use the Nebraska no-building-codes list as a starting point, but distinguish a building permit from code compliance: Nebraska's state code can apply when a jurisdiction has not adopted an authorized local code within 2 years of a state-code update, except for construction on a farm or for farm purposes.116 Nebraska's own-property contractor-registration exemption does not waive applicable building permits, inspections or codes.12 See the owner-builder list with that narrower exemption in mind.12

Which Nebraska counties have no zoning?

Nebraska has 9 counties without county-wide zoning and 84 with county zoning.39 The highest-scoring counties without county-wide zoning include Richardson County, Thurston County, Nemaha County, Banner County, Blaine County, Dixon County, Butler County and Platte County.3 Browse the Nebraska no-zoning list for the full group.3

Only 3 counties combine no residential building-permit requirement with no county-wide zoning: Richardson County, Blaine County and Butler County.10 The combined list helps narrow that search.10

Nebraska municipal zoning can also reach outside city limits and supersede county zoning where the municipality exercises that authority.17 Before buying, ask the county planning office whether the parcel falls within county or municipal zoning jurisdiction, then request the applicable district's setbacks, lot-size and residential-use rules.17

Who issues septic permits in Nebraska?

A state agency is the listed septic authority in 91 Nebraska counties, with a health district and a county office each accounting for another one.18 The state contact is the Nebraska Department of Water, Energy, and Environment Onsite Wastewater Program at (402) 471-4285 or DWEE.onsite@nebraska.gov.5

Most Nebraska onsite systems are built under authorization by rule without a state construction permit; systems with size, wastewater-quality or siting issues need site-specific permitting, and constructed or changed systems must still be registered.11 Off-grid sanitation by septic system, holding tank, lagoon or mound system is allowed statewide when it meets Title 124 and handles only domestic wastewater, with a certified professional installing or inspecting it; city and county requirements apply separately.19 A dwelling that generates wastewater needs a compliant system or a sewer connection even where no county building permit is required.201

State environmental permits have no fixed timeline, and public notice can add 30 to 60 days, so contact the Onsite Wastewater Program early.21 We could not confirm a statewide septic construction-permit fee; ask the program for the current fee.5

Can you live in an RV or tiny home on your land in Nebraska?

Nebraska RV occupancy has a county-level answer in 12 counties: 2 temporary-only and 10 limited, with 81 unanswered.6 Dakota County and York County are the temporary-only answers, while Boone County and Furnas County are among those that limit RV occupancy.6 Open the specific county page before planning to live in an RV.

Tiny-home occupancy has an answer in 13 counties: 1 allowed and 12 limited, with 80 unanswered.7 Custer County is the allowed answer, subject to the conditions on its county page; browse the tiny-home list.7

State law restricts camping on state or county highways, roadside areas and parks outside designated campsites, but that rule covers public property and does not answer living in an RV on your own land.22 Nebraska’s park-model RV definition requires temporary recreational, camping, travel or seasonal living quarters, and state classification does not establish local occupancy approval.23 We could not confirm a statewide entitlement to long-term private-land RV occupancy; ask the parcel’s zoning office.17

Where are the best Nebraska counties for a bolthole?

Richardson County leads Nebraska's Bolthole Index at 65/100, with no residential building-permit requirement, no county-wide zoning and state septic authority.24 Boyd County scores 60/100, with limited building-permit requirements, county zoning and state septic authority.24 Knox County also scores 60/100, but requires building permits and has county zoning, with state septic authority.24 Pawnee County follows at 59/100 with required building permits, county zoning and state septic authority.24 These options illustrate why a high off-grid and homestead score does not necessarily mean fewer building approvals.24

Nebraska's median county farmland value is $4,499 per acre; McPherson County has the lowest listed value at $1,006 per acre.25 These are agricultural land values, not asking prices for a particular homesite.25 The median county effective property-tax rate is 1.3%, and the median county property-tax bill is $1,815 annually; neither is a quote for the parcel you intend to buy.26

How do subdivision, farm buildings and minimum home size work in rural Nebraska?

In counties that contain a city of the primary class, dividing land into lots needs prior county approval, and a plat cannot be recorded without it; the county has no power to regulate when the smallest parcel created is more than 10 acres.27

Buildings used for agricultural purposes on a farmstead of at least 20 acres producing at least $1,000 of farm products a year are not counted as nonfarm buildings under county zoning authority, but the county board decides whether a farmstead residence is subject to county zoning and permit requirements.28

A county board may require manufactured homes to be at least 900 square feet, and a city of the primary class may do the same within its limits or extraterritorial zoning jurisdiction; Nebraska does not set that minimum for every dwelling.2930 We could not confirm statewide lot-size or setback numbers; local zoning sets them, so ask the parcel’s planning office.17

What should you check about Nebraska water wells and highway access?

Nebraska's water framework combines surface-water appropriation and limited riparian rights with groundwater reasonable use; 29 counties are identified within special groundwater-management regimes.31 A single well designed to pump 50 gallons per minute or less generally does not require a groundwater-management-area permit, but combined wells and district rules can change that answer.13 Ask the Natural Resources District serving the parcel about the intended well before drilling; when a permit is required, the ordinary application filing fee is $50.13

Well registration is a separate step from district permitting.31 The DWEE Water Well Registration Program provides registered-well searches showing depth, location, geology and water level at drilling; call 402-471-2186 for registration resources.32

Access can also need separate approval: constructing, relocating or altering a driveway connecting to state-highway right of way requires a Nebraska Department of Transportation driveway permit, and acquired access rights can prevent approval.33 Floodplain development requires a separate permit through the applicable local floodplain program, including work such as filling or grading.34 Settle well feasibility, highway access and floodplain approval before treating a no-building-permit county as a ready-to-build site.133334

Watch-outs

  • Nebraska city and village rules can apply beyond incorporated boundaries where municipal zoning jurisdiction is exercised; identify the parcel’s authority before using a county answer.17
  • No county building-permit requirement does not waive Nebraska floodplain development permits or statewide wastewater requirements.13420
  • Renting a private home, campground or RV pad short-term requires a state lodging tax permit, and operating without one can bring a fine of up to $500 per day; that permit does not replace local zoning approval.35
  • Not all Nebraska communities publish their municipal codes online, and there is no single statewide zoning-district map; call the town, city office or county courthouse for the parcel’s district rules.36
  • Building-permit and zoning counts describe current county answers; confirm the current requirements with the parcel’s county or municipal planning office before construction.1914

Sources

  1. Bolthole Index county rulebook, 93 Nebraska counties, as of October 10, 2026: Nebraska counties that do not require a residential building permit in unincorporated areas
  2. Bolthole Index county rulebook, 93 Nebraska counties, as of October 10, 2026: Nebraska counties that require a residential building permit only in some cases (for example floodplain or certain structures)
  3. Bolthole Index county rulebook, 93 Nebraska counties, as of October 10, 2026: Nebraska counties with no county-wide zoning
  4. Nebraska: Onsite Wastewater Program, quoted and re-checked
  5. Nebraska Department of Water, Energy, and Environment — Onsite Wastewater Program (dwee.nebraska.gov)
  6. Bolthole Index county rulebook, 93 Nebraska counties, as of October 10, 2026: Nebraska counties' answers on living in an RV on your own land
  7. Bolthole Index county rulebook, 93 Nebraska counties, as of October 10, 2026: Nebraska counties' answers on living in a tiny home on your own land
  8. Bolthole Index county rulebook, 93 Nebraska counties, as of October 10, 2026: Nebraska counties that require a residential building permit in unincorporated areas
  9. Bolthole Index county rulebook, 93 Nebraska counties, as of October 10, 2026: Nebraska counties with county zoning
  10. Bolthole Index county rulebook, 93 Nebraska counties, as of October 10, 2026: Nebraska counties with neither a residential building permit nor county-wide zoning
  11. Nebraska: Onsite Wastewater Program, quoted and re-checked
  12. Nebraska: Nebraska Revised Statute 48-2104 — Registration required, quoted and re-checked
  13. Nebraska: Nebraska Revised Statute 46-735, quoted and re-checked
  14. Nebraska: Nebraska Revised Statute 71-6406 — County, city, or village; building code; adopt; amend; enforce; copy; fees, quoted and re-checked
  15. Bolthole Index county rulebook, 93 Nebraska counties, as of October 10, 2026: Nebraska counties whose building-permit or zoning answer we could not confirm
  16. Nebraska: Nebraska Revised Statute 71-6403: State building code; adopted; amendments, quoted and re-checked
  17. Nebraska: Nebraska Revised Statute 23-114, quoted and re-checked
  18. Bolthole Index county rulebook, 93 Nebraska counties, as of October 10, 2026: Who issues septic permits across Nebraska's counties: a state agency, a multi-county health district, or the county
  19. Nebraska: Onsite Wastewater Treatment Facilities: Just for Homeowners, quoted and re-checked
  20. Nebraska: Onsite Wastewater Treatment Facilities: Just for Homeowners, quoted and re-checked
  21. Nebraska: Permitting - Environmental Permits in Nebraska, quoted and re-checked
  22. Nebraska: Nebraska Revised Statute 39-312 — Camping; permitted; where; violation; penalty, quoted and re-checked
  23. Nebraska: Housing and Recreational Vehicle, quoted and re-checked
  24. Bolthole Index county rulebook, 93 Nebraska counties, as of October 10, 2026: The 8 highest-scoring Nebraska counties on the Bolthole Index (off-grid and homestead land score out of 100), with each one's building-permit, zoning and septic answers
  25. Bolthole Index county rulebook, 93 Nebraska counties, as of October 10, 2026: Median farmland value per acre across Nebraska's counties (USDA census, the middle county's value; USD/acre), with the five least expensive counties
  26. Bolthole Index county rulebook, 93 Nebraska counties, as of October 10, 2026: Median of Nebraska's county effective property tax rates and median county property tax bills
  27. Nebraska: Nebraska Revised Statute 23-174.03 — County zoning; cities of the primary class; subdivision and platting, quoted and re-checked
  28. Nebraska: nebraskalegislature.gov, quoted and re-checked
  29. Nebraska: Nebraska Revised Statute 23-114, quoted and re-checked
  30. Nebraska: Nebraska Revised Statute 15-902 — Primary-class-city building regulations and zoning, quoted and re-checked
  31. Nebraska water rights and groundwater management: National Agricultural Law Center and Bolthole Index groundwater review
  32. Nebraska Department of Water, Energy, and Environment — Water Well Registration Program (dwee.nebraska.gov)
  33. Nebraska: Title 410, Chapter 2 - Driveway and Approach Road Permits, quoted and re-checked
  34. Nebraska: Floodplain Management Q&A: Permits, quoted and re-checked
  35. Nebraska: Chapter 68 - Lodging Tax, quoted and re-checked
  36. Nebraska: Where can I find Nebraska Municipal Codes?, quoted and re-checked

Written October 13, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.

Best places to live in Nebraska

Every Nebraska county scored on the Bolthole Index for seclusion, self-sufficiency, administrative boringness, durability, property autonomy, and carry cost. Richardson County leads at 65/100. Use the rankings to compare counties by score, factor strength, and local constraints.

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    Off-grid & homestead laws in Nebraska

    How Nebraska treats the things that matter for living off-grid or homesteading. State law also feeds each county’s admin, autonomy, and carry factors; rules often vary by county.

    General guidance, not legal advice. Off-grid, building, and land-use rules are often set at the county level and change often. Verify with your county and state before acting. Data reviewed 2026-06-26.

    All 93 Nebraska counties, ranked

    1. 1Richardson County65
    2. 2Boyd County60
    3. 3Knox County60
    4. 4Pawnee County59
    5. 5Thurston County58
    6. 6Johnson County58
    7. 7Nance County56
    8. 8Keya Paha County55
    9. 9Dawes County54
    10. 10Dakota County53
    11. 11Holt County53
    12. 12Jefferson County52
    13. 13Madison County51
    14. 14Chase County51
    15. 15Boone County50
    16. 16Webster County50
    17. 17Harlan County50
    18. 18Sheridan County50
    19. 19Thayer County50
    20. 20Nemaha County50
    21. 21Gage County49
    22. 22Blaine County49
    23. 23Red Willow County49
    24. 24Pierce County49
    25. 25Banner County49
    26. 26Furnas County49
    27. 27Wheeler County48
    28. 28Dawson County48
    29. 29Cherry County48
    30. 30Saline County48
    31. 31Antelope County48
    32. 32Cedar County48
    33. 33Douglas County48
    34. 34Kearney County48
    35. 35Sherman County48
    36. 36Garfield County48
    37. 37Garden County48
    38. 38Fillmore County47
    39. 39Valley County47
    40. 40Hooker County47
    41. 41Brown County47
    42. 42Nuckolls County47
    43. 43Buffalo County47
    44. 44Lancaster County47
    45. 45Colfax County47
    46. 46Lincoln County47
    47. 47Scotts Bluff County47
    48. 48Franklin County46
    49. 49Polk County46
    50. 50Burt County46
    51. 51Custer County46
    52. 52Sarpy County45
    53. 53Howard County45
    54. 54Dixon County45
    55. 55Hitchcock County44
    56. 56Washington County44
    57. 57Thomas County44
    58. 58Dundy County44
    59. 59Butler County44
    60. 60Morrill County44
    61. 61Frontier County44
    62. 62Merrick County43
    63. 63Dodge County43
    64. 64Stanton County43
    65. 65Cheyenne County42
    66. 66Saunders County42
    67. 67Loup County42
    68. 68Sioux County42
    69. 69Box Butte County42
    70. 70Grant County42
    71. 71Cuming County42
    72. 72Logan County41
    73. 73Rock County41
    74. 74Otoe County41
    75. 75Perkins County41
    76. 76Gosper County41
    77. 77Hayes County40
    78. 78Kimball County40
    79. 79Platte County40
    80. 80Wayne County40
    81. 81Greeley County40
    82. 82Seward County40
    83. 83McPherson County39
    84. 84Arthur County39
    85. 85Phelps County39
    86. 86Keith County38
    87. 87Deuel County38
    88. 88Clay County38
    89. 89Cass County38
    90. 90Hall County37
    91. 91York County37
    92. 92Adams County36
    93. 93Hamilton County35

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