Unincorporated Saunders County, Nebraska requires a building permit for new construction and specified alterations, issued by the county Zoning Administrator under county zoning12. Inside Village of Cedar Bluffs and the Village of Weston, the village issues building permits34; Cedar Bluffs also sets its own zoning5. Septic permits come from Nebraska's state onsite wastewater program, not the county6.
At a glance
- Building permit
- Required for new construction and other specified work in the county zoning jurisdiction7
- Zoning
- County zoning applies outside city and village corporate limits and zoning jurisdiction89
- Septic
- State-administered; a construction and operating permit is required when Title 124 calls for an application1011
- RV living
- Long-term occupancy on private land is unconfirmed; ask Planning & Zoning before relying on it2
- Tiny home
- No distinct occupancy rule confirmed; district, permit and wastewater rules still matter8712
- Owner-builder
- Own-property work is exempt from contractor registration; qualifying owners may also do electrical work without a state license13147
- R-1 lot with private well and septic
- Generally 3 acres; an approved engineering report may allow less, but never below 2 acres15
Who to call
Building permits
Saunders County Planning & Zoning
County zoning, building permits, zoning maps and regulations; contact this office about floodplain development applications
mpolacek@saunderscounty.ne.gov
433 N Chestnut St, Suite 302, Wahoo, NE 68066
Septic permits
Nebraska Department of Water, Energy, and Environment Onsite Section
Nebraska onsite wastewater professional certification and statewide program questions
245 Fallbrook Blvd., Ste. 100, Lincoln, NE 68521
Building permits
Saunders County Planning & Zoning permit FAQ
Published building-permit submittal guidance, parcel zoning and setback questions, and road-jurisdiction guidance
Building permits
Saunders County Planning & Zoning forms
County planning, zoning, building, subdivision, variance and floodplain application forms
Contact details are copied from each office’s official page and were checked against it on October 13, 2026.
Off-grid gear
Going off-grid in Saunders County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.
Do you need a building permit in Saunders County, Nebraska?
Yes. In unincorporated Saunders County's zoning jurisdiction, a building permit is required before excavating, constructing, reconstructing, enlarging, altering or moving a building or structure, or changing its use or occupancy7. New construction, moved-in structures, service-entrance replacement, plumbing or wiring extensions, foundation work, wall-removal remodeling, and grade changes involving sidewalks, driveways or curb cuts all require an application; listed maintenance is exempt only when it does not change construction, grade, floor area or dimensions7. Saunders County has adopted the 2018 building, residential, energy-conservation and plumbing codes, and every building subject to county zoning must comply with the Saunders County Building Code1617. Water, sewer or electric connections require the building permit first, except for farm outbuildings, and the county will not issue a connection permit for land subdivided contrary to its rules1819. Nebraska's owner-builder exemptions cover contractor registration and electrical licensing; they do not waive Saunders County building permits20. We could not confirm an inspection schedule or certificate-of-occupancy rule, so ask Planning & Zoning2.
Who issues building permits in Saunders County, and how do you reach the office?
In unincorporated Saunders County, the Zoning Administrator receives building and zoning applications, and the county Planning & Zoning office maintains the official zoning map and current regulations212. Reach Saunders County Planning & Zoning at 402-443-8136 or mpolacek@saunderscounty.ne.gov, or visit 433 N Chestnut St, Suite 302, Wahoo, NE 680662. The forms page provides building-permit, subdivision, replat, variance and floodplain applications22. The application asks for complete blueprints and a plot plan showing lot dimensions and setbacks23. The county's rules apply outside city and village limits and zoning jurisdictions24. Inside Village of Cedar Bluffs, the village issues building permits through its Village Clerk3, and the same is true in the Village of Weston4. Septic permits do not move to either village; they stay with the state program6. Bring the legal description and address when asking about jurisdiction, district or setbacks25.
Does Saunders County have zoning?
Yes. Saunders County zoning applies to all area outside the corporate limits and zoning jurisdiction of any city or village248. Village of Cedar Bluffs adopted its own zoning regulations5, and a city or village zoning ordinance controlling land beyond its limits supersedes the county's26. The county publishes districts and a zoning map, but later amendments may not appear online; Planning & Zoning keeps the current official versions272. Lot size is district-specific: the cited residential table generally requires 3 acres where a private well and septic serve the dwelling, and an approved engineering report may allow less, but never below 2 acres28. The A-1 district also requires a minimum 3-acre site for a single-family dwelling29. In R-1, the dwelling table lists 50-foot front, 10-foot side and 20-foot rear setbacks and a 35-foot height limit3031. Floodplain development needs its own permit32.
How do septic permits work in Saunders County?
Septic systems in Saunders County fall under Nebraska's statewide Title 124 program, with any local requirements applying separately6. Most Nebraska systems proceed under Authorization by Rule without a state construction permit, but standards and registration still apply33. When a permit application is required, Title 124 requires a construction permit before building and an operating permit before the system is used34. A permit is required for a system handling at least 1,000 gallons per day, managing non-household wastewater or falling outside Authorization by Rule; the $450 application fee covers both permits35. Replacing or altering a system with a concrete-block or metal tank requires inspecting the tank and replacing it unless it is sound and watertight; we could not confirm an inspection rule for every system36. Onsite work must be done by a certified professional37. Inside Village of Cedar Bluffs, village code also regulates septic tanks, so ask the Village Clerk before planning one38. Only 8.3% of mapped Saunders County soils avoid a very-limited rating for a conventional drain field, so evaluate wastewater feasibility early39.
Can you live in an RV or tiny home in Saunders County?
We could not confirm a general Saunders County rule allowing long-term RV occupancy or temporary camping on private land; ask Planning & Zoning about the parcel and proposed use before buying around an RV plan2. Nebraska's public-property camping rule does not answer private-land RV living40. A tiny house may be classified by the state as a manufactured home, modular unit or recreational vehicle, but that classification does not override local land-use rules41. A tiny home used as a dwelling still faces county zoning, permits and wastewater requirements8710. The 500-square-foot minimum applies to mobile homes in an R-M park, while the Planned Development District lists 900 square feet for a detached house and 800 square feet per duplex or multifamily unit unless a conditional-use permit reduces the minimum4243.
How do you build a home in Saunders County, step by step?
- Call Saunders County Planning & Zoning with the legal description and address to confirm jurisdiction, zoning district, setbacks, allowed use and floodplain status225.
- Confirm that any land split or plat complies with county subdivision rules before applying44.
- Lay out the home, well, septic area and driveway; use a state-certified onsite professional for wastewater work37.
- Submit the legal description, owner and applicant details, proposed use, complete blueprints, and a plot plan showing lot dimensions and setbacks2125. Expect a written decision within 15 days45.
- Obtain the building permit before covered work and the floodplain permit for development in a regulated floodplain73246.
- Obtain any required state septic construction and operating permits and register the system as applicable1133.
What should you check before buying land in Saunders County?
Confirm jurisdiction first because county zoning stops where a city or village's corporate limits or zoning jurisdiction begins9. Ask Planning & Zoning for the current official district, setbacks, allowed use, subdivision status and floodplain status tied to the legal description27504446. Test septic feasibility early: only 8.3% of mapped soils avoid a very-limited rating for a conventional drain field39. Identify the road authority because county jurisdiction covers only some gravel and paved roads, while others belong to the state, a city or a village25. An A-1 dwelling site must be along an improved county road, and state-highway approaches need a state permit4749. For budgeting context, farmland averages about $7,483 per acre, the effective property-tax rate is about 1.3%, and the median annual property-tax bill is about $3,247515253.
Watch-outs
- A city or village may control zoning beyond its corporate limits, and a municipal ordinance there supersedes the county's, so confirm jurisdiction before relying on Saunders County standards926.
- Minimum dwelling size is district-specific: the R-M rule applies to mobile homes in a park, while Planned Development has separate dwelling minimums4243.
- Only 8.3% of mapped Saunders County soils avoid severe limitations for a conventional septic drain field, so a standard system should not be assumed without site evaluation39.
- First identify the road authority: an A-1 dwelling site must be along an improved county road, while state-highway approaches require a state permit4749.
- State owner-builder exemptions cover contractor registration and electrical licensing, not county building permits or zoning compliance20.
Sources
- Saunders County Zoning Regulations — Sections 4.03–4.07, quoted and re-checked
- Saunders County Planning & Zoning (saunderscounty.ne.gov)
- Village of Cedar Bluffs: § 150.020 Building Permits; Generally (Saunders County), quoted and re-checked
- Village of Weston: § 150.017 Building Permits (Saunders County), quoted and re-checked
- Village of Cedar Bluffs: § 153.15 Adopted — Zoning Regulations (Saunders County), quoted and re-checked
- Title 124 Onsite Wastewater Treatment Systems, quoted and re-checked
- Saunders County Zoning Regulations, quoted and re-checked
- Saunders County Zoning Regulations, 2015 Update, quoted and re-checked
- Saunders County Zoning Regulations, 2015 Update, quoted and re-checked
- Owner Construction/Operating Permit Checklist, quoted and re-checked
- Owner Construction/Operating Permit Checklist, quoted and re-checked
- Onsite Wastewater Treatment Facilities: Just for Homeowners (Nebraska statewide rule), quoted and re-checked
- Nebraska Revised Statute 48-2104 — Registration required, quoted and re-checked
- Nebraska Revised Statute 81-2121 — State Electrical Act exemptions, quoted and re-checked
- Saunders County Zoning Regulations, 2015 Update, quoted and re-checked
- Adopted Codes and Climatic and Geographic Design Criteria, quoted and re-checked
- Saunders County Zoning Regulations — Sections 4.03–4.07, quoted and re-checked
- Saunders County Zoning Regulations — Sections 4.03–4.07, quoted and re-checked
- Saunders County Zoning Regulations, quoted and re-checked
- Who Needs to Register, quoted and re-checked
- Saunders County Zoning Regulations, 2015 Update, quoted and re-checked
- Saunders County Planning & Zoning forms (saunderscounty.ne.gov)
- Building Permit Application, quoted and re-checked
- Saunders County Zoning Regulations, quoted and re-checked
- Saunders County Planning & Zoning permit FAQ (saunderscounty.ne.gov)
- Nebraska Revised Statute 23-114 (Nebraska statewide rule), quoted and re-checked
- Saunders County Zoning Regulations, quoted and re-checked
- Saunders County Zoning Regulations, quoted and re-checked
- Saunders County Zoning Regulations — 2015 Update, quoted and re-checked
- Saunders County Zoning Regulations, quoted and re-checked
- saunderscounty.ne.gov, quoted and re-checked
- Saunders County Zoning Regulations, quoted and re-checked
- Onsite Wastewater Program (Nebraska statewide rule), quoted and re-checked
- Title 124 Onsite Wastewater Treatment Systems, quoted and re-checked
- Onsite Wastewater Treatment Facilities: Construction/Operating Permits, quoted and re-checked
- Title 124 Onsite Wastewater Treatment Systems, quoted and re-checked
- Nebraska Department of Water, Energy, and Environment Onsite Section (dwee.nebraska.gov)
- Village of Cedar Bluffs: § 52.032 Cesspools, Privies and Septic Tanks Prohibited (Saunders County), quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Nebraska Revised Statute 39-312 — Camping; permitted; where; violation; penalty (Nebraska statewide rule), quoted and re-checked
- Housing and Recreational Vehicle (Nebraska statewide rule), quoted and re-checked
- saunderscounty.ne.gov, quoted and re-checked
- saunderscounty.ne.gov, quoted and re-checked
- Saunders County Subdivision Regulations, quoted and re-checked
- Saunders County Zoning Regulations — Sections 4.03–4.07, quoted and re-checked
- Forms, Permits, and Regulations, quoted and re-checked
- Saunders County Zoning Regulations — 2015 Update, quoted and re-checked
- Saunders County Zoning Regulations, quoted and re-checked
- Title 410, Chapter 2 - Driveway and Approach Road Permits (Nebraska statewide rule), quoted and re-checked
- saunderscounty.ne.gov, quoted and re-checked
- Farmland value per acre (USDA census): Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written October 13, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.