Unincorporated Buffalo County, Nebraska requires a zoning permit before covered construction, movement, additions, demolition or structural alterations1. The county regulates rural land through zoning, while Nebraska administers onsite wastewater systems23. Agricultural buildings on qualifying farmsteads are exempt from the zoning permit4.
At a glance
- Building permit
- Zoning permit required for covered work in county zoning jurisdiction1
- Zoning
- Yes; rules vary among six published districts25
- Zoning permit fee
- $200 under the 2026 fee schedule6
- Septic
- State-administered; qualifying systems use a general permit37
- RV living
- General private-land occupancy is unconfirmed; special floodplain limits apply8
- Owner-builder
- Own-property work is exempt from contractor registration, not from zoning approvals9
- Accessory dwelling
- Special-use permit required in the AGR-2 district10
Who to call
Zoning
Buffalo County Zoning Division
Zoning maps, zoning regulations, subdivision review and special-use applications
PO Box 1270, Kearney, NE 68848
Floodplain permits
Buffalo County Floodplain Division
Floodplain questions and development permits
floodplain@buffalocounty.ne.gov
PO Box 1270, Kearney, NE 68848
Zoning
Buffalo County Zoning Administrative Fee Schedule
Published zoning and floodplain development permit fees
Contact details are copied from each office’s official page and were checked against it on October 7, 2026.
Off-grid gear
Going off-grid in Buffalo County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.
Do you need a building permit in Buffalo County, Nebraska?
In rural and unincorporated Buffalo County, a county zoning permit is required before a structure or use is erected, moved, added to, demolished or structurally altered12. The zoning permit fee is $2006. County staff inspect setbacks and land uses, but we could not confirm a general county building-code inspection program11. Agricultural-purpose buildings do not need the zoning permit when they are on a farmstead of at least 20 acres that produces at least $1,000 in farm products annually4. Floodplain construction, substantial improvements and manufactured-home placement in mapped Zone A need a separate development permit, whose published fee is $150126. Ask the Buffalo County Zoning Division to identify every approval for the parcel before starting work13.
Who handles Buffalo County zoning and floodplain permits?
The Buffalo County Zoning Division is the first county contact for rural construction because it works with the zoning map and code and reviews subdivision and special-use applications13. Call 308.236.1998, email zoning@buffalocounty.ne.gov, or write to PO Box 1270, Kearney, NE 6884813. A zoning application must include a plot plan showing structures, additions, parking, improvements, lot lines, proposed uses and building lines14. The Zoning Administrator must approve or disapprove a complete application within 30 days, with floodplain review in the same period14. For mapped floodplain questions, call the Buffalo County Floodplain Division at 308.236.1999 or email floodplain@buffalocounty.ne.gov15. Buffalo County publishes its zoning and floodplain fee schedule, but a certificate-of-occupancy requirement could not be confirmed; ask the Zoning Division what final signoff applies1613.
Does Buffalo County have zoning?
Yes. Buffalo County zoning covers the county's rural and unincorporated planning jurisdiction, while incorporated municipalities may apply separate rules17. The county publishes AG, RC, AGR-1, AGR-2, Commercial and Industrial districts, and allowed uses, height limits and site standards vary by district518. Do not carry the Commercial district's 40,000-square-foot lot area or its setbacks over to a rural residential parcel; those verified figures are district-specific1920. An accessory dwelling unit in AGR-2 requires a special-use permit10. Subdivision land within county jurisdiction requires an approved plat, subject to stated exemptions and jurisdictional limits21. Ask the Zoning Division for the parcel's mapped district, permitted use, lot standard, setbacks and height rule before designing a home13.
How do septic permits work in Buffalo County?
Nebraska's onsite wastewater program administers septic rules in Buffalo County, subject to any additional local requirements3. Qualifying systems use a general permit, while a system outside that coverage needs a state construction permit before construction, reconstruction, alteration, modification or nonexempt repair227. Anyone performing percolation testing, installation, repair, pumping or inspection must hold the required state certification unless the person is a licensed professional engineer or registered environmental health specialist23. That professional-qualification rule does not establish routine periodic inspections for every home23. A dwelling that generates wastewater must connect to public sewer or other wastewater works, or use an onsite system compliant with Title 12424. About 41.1% of Buffalo County soils are rated without severe limitations for a conventional drain field, so make septic feasibility a parcel-level contingency25.
Can you live in an RV or tiny home in Buffalo County?
A general Buffalo County rule for living in an RV on private land could not be confirmed, so ask the Zoning Division whether residential occupancy is allowed in the parcel's district13. In mapped floodplain areas, an RV must be present fewer than 180 consecutive days, remain fully licensed and highway-ready, or comply with the applicable manufactured-home permit, elevation and anchoring rules8. That floodplain rule is not permission for year-round RV living elsewhere. Campgrounds in AGR-1 are special uses and must abut and have access to a paved road, but that rule does not settle personal camping on a private parcel26. Buffalo County's materials do not provide a countywide answer for tiny-home occupancy or minimum dwelling size; ask the Zoning Division how the proposed unit will be classified13. Any occupied unit generating wastewater must use compliant onsite treatment or connect to an approved wastewater system27.
Building a home in Buffalo County: the steps, in order
- Ask the Zoning Division for the parcel's district, allowed residential use, lot standard, setbacks and height limits135.
- If division of land is involved, determine whether the county subdivision process and plat approval apply21.
- Confirm access: subdivision landowners need a County Highway Department driveway permit, and the department checks drainage and culvert size28.
- Ask the Floodplain Division whether mapped floodplain rules and a separate development permit apply1512.
- Prepare the plot plan and submit the zoning application with the $200 fee146.
- Have a state-qualified onsite wastewater professional establish whether general-permit coverage or a state construction permit applies723.
- Remember that the owner-property contractor-registration exemption does not waive county zoning or wastewater requirements91.
What should you check before buying land in Buffalo County?
Start with the official zoning district because uses, site standards and height rules vary across Buffalo County's six districts518. If you plan to split land, confirm whether county plat approval applies before assuming a new parcel is buildable21. Check the proposed building site against floodplain mapping because regulated development requires a separate permit12. Verify driveway access and budget for any culvert the County Highway Department requires the owner to buy and install28. Test septic feasibility on the actual homesite because only about 41.1% of county soils are rated without severe limitations for a conventional drain field25. Buffalo County averages about 25.9 inches of precipitation annually, while severe drought occurred in about 18.7% of years, so confirm the parcel's water source and ask the applicable natural resources district whether a well permit is required293031.
Watch-outs
- A zoning permit is required for covered work even though a general county construction-code permit could not be confirmed111.
- Lot size, setbacks and height are district-specific; do not apply the verified Commercial district figures to an agricultural or residential parcel192018.
- The floodplain RV rule does not answer whether year-round RV occupancy is allowed elsewhere in Buffalo County; ask the Zoning Division813.
- A driveway permit is established for subdivision access to county roads, but a countywide rule for every existing parcel could not be confirmed28.
Sources
- Buffalo County Zoning Regulations PDF, quoted and re-checked
- Buffalo County Zoning Regulations, quoted and re-checked
- Onsite Wastewater Program, quoted and re-checked
- Buffalo County Zoning Regulations PDF, quoted and re-checked
- Buffalo County Zoning Regulations, quoted and re-checked
- 2026 Buffalo County Zoning and Administrative Fee Schedule, quoted and re-checked
- Title 124 - Onsite Wastewater Treatment Systems, quoted and re-checked
- Floodplain Resolution Sept 2010, quoted and re-checked
- Nebraska Revised Statute 48-2104 — Registration required (Nebraska statewide rule), quoted and re-checked
- Buffalo County Zoning Regulations, quoted and re-checked
- buffalocounty.ne.gov, quoted and re-checked
- 2026 Buffalo County Zoning and Administrative Fee Schedule, quoted and re-checked
- Buffalo County Zoning Division (buffalocounty.ne.gov)
- Buffalo County Zoning Regulations, quoted and re-checked
- Buffalo County Floodplain Division (buffalocounty.ne.gov)
- Zoning & Floodplain | Buffalo County, NE, quoted and re-checked
- Buffalo County Zoning Regulations, quoted and re-checked
- Buffalo County Zoning Regulations, quoted and re-checked
- Buffalo County Zoning Regulations, quoted and re-checked
- Buffalo County Zoning Regulations, quoted and re-checked
- Buffalo County Subdivision Regulations, quoted and re-checked
- Onsite Wastewater Treatment Facilities: Construction/Operating Permits, quoted and re-checked
- Onsite Wastewater Treatment Facilities: Just for Homeowners, quoted and re-checked
- Onsite Wastewater Treatment Facilities: Just for Homeowners, quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Buffalo County Zoning Regulations, quoted and re-checked
- Onsite Wastewater Treatment Facilities: Just for Homeowners, quoted and re-checked
- Subdivision Info | Highway, quoted and re-checked
- Annual precipitation: Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
- Nebraska Revised Statute 46-735 (Nebraska statewide rule), quoted and re-checked
Written October 7, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.