Unincorporated Decatur County, Tennessee is opted out of the State Residential Building Program for one- and two-family homes; Decaturville, Parsons and Scotts Hill participate in that program12. We could not confirm zoning for unincorporated Decatur County; Parsons requires zoning permits3. TDEC handles septic permits and inspections throughout Decatur County, including inside town limits4.
At a glance
- Building permit
- County is opted out; state residential permits apply in Decaturville, Parsons and Scotts Hill52
- Zoning
- Countywide status is unconfirmed; Parsons has municipal zoning3
- Septic permits
- TDEC handles permits in Decatur County, including new systems, changes and repairs46
- Owner-builder
- One residence for personal use every two years; not for sale, lease or rent7
- RV / tiny home living
- Private-land occupancy rules could not be confirmed; campground examples do not answer residential use8
- Subdivision rules
- County status needs confirmation; a 2020 table and Scotts Hill municipal code differ910
- State-highway driveway
- TDOT permit required before construction, modification or change of use11
- Septic soil difficulty
- Only 4.8% of soils lack severe limits for a conventional drain field12
Who to call
Building permits
Tennessee State Fire Marshal's Office
Requested inspections and certificates of occupancy for qualifying homes in opt-out jurisdictions
500 James Robertson Pkwy Nashville, TN 37243-0565
Septic permits
Tennessee Department of Environment and Conservation, Subsurface Sewage Disposal System Program
Septic construction permits and related services for Decatur County
Davy Crockett Tower 500 James Robertson Parkway Nashville, TN 37243
Contact details are copied from each office’s official page and were checked against it on October 10, 2026.
Off-grid gear
Going off-grid in Decatur County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.
Do you need a building permit in Decatur County, Tennessee?
Unincorporated Decatur County is opted out of Tennessee's State Residential Building Program for one- and two-family homes; that designation does not establish the county's commercial, assembly or electrical requirements1. State residential building permits apply to covered homes and townhouses in Decaturville, Parsons and Scotts Hill131415. A state residential building permit does not replace septic, electrical, zoning, grading or floodplain approvals5. In the county's opt-out area, an owner or contractor may obtain a state permit and request State Fire Marshal inspections; a qualifying dwelling can receive a certificate of occupancy16. Tennessee's owner-builder rule allows one residence for personal use every two years without a contractor's license, provided the home is not for sale, lease or rent; hired work at or above $25,000 remains subject to contractor licensing7.
Who issues building permits in Decatur County, Tennessee?
Start by locating the parcel relative to Decaturville, Parsons and Scotts Hill, because those municipalities participate in the state residential permit program while Decatur County is opted out2. Where the state program applies, buy the permit online or from a local Issue Agent; the published fee schedule starts at $100 for construction costing up to $5,000 and $350 for construction costing $5,001 through $100,000, with listed inspection add-ons1718. Parsons separately requires building and zoning permits and inspections193. For a home in the opt-out area, contact the Tennessee State Fire Marshal's Office if financing or another transaction calls for inspected work and a certificate of occupancy2016. Decatur County also requires a new-address application with a location and driveway map; processing usually takes at least 5 days21.
Does Decatur County have zoning?
We could not confirm whether unincorporated Decatur County has zoning, setbacks or a minimum dwelling size; ask the county mayor's office about the parcel before buying. Parsons requires zoning permits alongside building permits and publishes a zoning map and ordinance3. In Parsons, single-family lots need 10,000 square feet in R-1 and 7,500 square feet in R-222. Scotts Hill, which reaches into Decatur County from Henderson County, has municipal land-use provisions covering flood-damage prevention and subdivision standards; a conventional zoning-district schedule could not be confirmed10. Septic permits remain with TDEC inside town limits4.
A state report's 2020 table lists no county subdivision regulations, regulations in Parsons, and none in Decaturville or Scotts Hill; confirm current requirements with the county mayor's office or town because Scotts Hill's municipal code contains subdivision standards910. Tennessee's agricultural zoning exemption applies only outside municipalities to structures on agricultural land that are incidental to the farm enterprise, with highway, airport, park and floodplain exceptions23. Processing plants and similar facilities have no blanket exemption; a commercial sawmill using off-site timber does not qualify as incidental to farming on the underlying land24.
How do septic permits work in Decatur County?
TDEC's Division of Water Resources processes septic applications and inspections for Decatur County; submit applications and fees through the state service-request form4. Obtain a septic permit for construction, modification or repair, and obtain the permit before dirt work or construction of the building pad625. New conventional permits cost $400 for flows up to 1,000 gallons per day; alternative permits cost $500 at that flow, and repair permits have no permit fee6. Inspection is separate: conventional and repair inspections cost $100, while alternative-system inspections cost $20026. The installer must arrange a final inspection before covering the system; approval leads to a Certificate of Completion26. Only 4.8% of Decatur County soils are rated without severe limits for a conventional drain field, so make soil evaluation an early purchase contingency12. TDEC also requires subdivision review for septic-served development unless every resulting tract is at least 5 acres27.
Can you live in an RV or tiny home in Decatur County?
Long-term RV residence and tiny-home occupancy on private land in Decatur County could not be confirmed, either for the unincorporated county or its municipalities. The county describes long- and short-term RV campsite rentals at Perryville Marina, but that parcel-specific commercial use does not establish what is allowed on a private homesite8. The county also describes tent and RV camping at Beech Bend Campground; one particular site is limited to daily or weekly rental for a maximum of 3 weeks, which likewise is not a countywide private-land rule2829. Before buying for an RV or tiny-home plan, ask the county mayor's office about the parcel and ask the applicable municipality if it lies inside town limits. Separately, any septic system serving the use needs the state permit and inspection process626.
Building a home in Decatur County: the steps, in order
- Confirm whether the site is in unincorporated Decatur County or inside Decaturville, Parsons or Scotts Hill; the municipalities participate in the state residential program while the county is opted out2.
- Ask the county mayor's office or municipality about zoning, floodplain review, setbacks and the intended dwelling type; Parsons has confirmed municipal zoning3.
- Arrange the soil work and obtain the TDEC septic construction permit before grading the building pad2730.
- Where the state residential program applies, purchase the building permit online or from an Issue Agent and budget from the state fee schedule1718.
- Apply for the new county address with the required location and driveway map; requests usually need at least 5 days21.
- If access meets a state highway, obtain the TDOT permit before work; residential and field applicants contact the local TDOT District Office31.
What should you check before buying land in Decatur County?
Treat septic feasibility as a deal-stage question: only 4.8% of Decatur County soils are rated without severe limitations for a conventional drain field12. Confirm the boundary and municipal status because state residential permits apply in Decaturville, Parsons and Scotts Hill but the county is opted out2. If a tract will be divided for septic-served development, ask TDEC about subdivision evaluation; the cited state process excludes a division only when every resulting tract is at least 5 acres27. For a state-highway entrance, TDOT permission is required before driveway construction, modification or change of use11. Water and sewer connection requirements could not be confirmed countywide, so ask the utility serving the parcel before assuming a well or septic system is available. The county is 72% wooded and 68.6% of its land has slopes of 15% or less, useful screening clues that do not replace a parcel survey or site visit3233.
Watch-outs
- Decatur County's state-program opt-out does not cover Decaturville, Parsons or Scotts Hill; those municipalities participate in the State Residential Building Program2.
- Countywide zoning, private-land RV occupancy, tiny-home occupancy, minimum dwelling size and setbacks could not be confirmed; Parsons does have municipal zoning3.
- The 2020 subdivision table does not establish current county rules, and its Scotts Hill entry differs from the town code's subdivision standards; ask the county mayor's office or town before dividing land910.
Sources
- Residential Jurisdictions & Inspectors, quoted and re-checked
- Residential Jurisdictions & Inspectors, quoted and re-checked
- City of Parsons, TN - Zoning Info and Ordinances, quoted and re-checked
- Septic System Construction Permit, quoted and re-checked
- Residential Jurisdictions & Inspectors, quoted and re-checked
- Septic System Construction Permit, quoted and re-checked
- tn.gov, quoted and re-checked
- Decatur County – Attractions and Outdoor Recreation, quoted and re-checked
- Dedications along Existing Public Rights-of-Way, Balancing Property Rights with Local Authority over Land Use Regulations, quoted and re-checked
- Town of Scotts Hill: Scotts Hill Municipal Code (Decatur County), quoted and re-checked
- Highway Entrance Permits, quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Residential Jurisdictions & Inspectors, quoted and re-checked
- Residential Jurisdictions & Inspectors, quoted and re-checked
- Residential Jurisdictions & Inspectors, quoted and re-checked
- Statewide Building Construction Code Inspections in “Opt-Out” or “Non-Code” Jurisdictions, quoted and re-checked
- Residential Permits (Tennessee statewide rule), quoted and re-checked
- Residential Building Permit Fees, quoted and re-checked
- Zoning Info and Ordinances, quoted and re-checked
- Tennessee State Fire Marshal's Office (tn.gov)
- Application for New Address, quoted and re-checked
- Zoning Ordinance - City of Parsons, quoted and re-checked
- Exemption from County Zoning Regulation for Buildings on Land Used for Agriculture, quoted and re-checked
- Exemption from County Zoning Regulation for Buildings on Land Used for Agriculture, Opinion No. 22-07, quoted and re-checked
- Septic System Construction Permit, quoted and re-checked
- Septic System Construction Permit, quoted and re-checked
- Online Application for Septic Related Services, quoted and re-checked
- Decatur County – Attractions and Outdoor Recreation, quoted and re-checked
- Decatur County – Attractions and Outdoor Recreation, quoted and re-checked
- Tennessee Department of Environment and Conservation, Subsurface Sewage Disposal System Program (tn.gov)
- Highway Entrance Permits, quoted and re-checked
- Wooded share of land: Bolthole Index county data
- Share of land at 15% slope or less: Bolthole Index county data
Written October 10, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.