Unincorporated Kerr County, Texas does not require a general building permit or certificate of occupancy, and the county's subdivision rules impose no zoning restrictions1. The county still permits floodplain development, driveways on county-maintained roads, public-utility work in county rights-of-way, and subdivision construction2. Every new septic system requires a county permit regardless of tract size3.
At a glance
- Building permit
- No general county building permit or certificate of occupancy; separate permits cover floodplain work, county-road driveways, utility right-of-way work, and subdivisions12
- Zoning
- No county zoning in unincorporated Kerr County; incorporated municipalities may administer their own zoning4
- Septic permits
- Kerr County Environmental Health Department is the authorized agent; every new OSSF needs a permit as of Aug. 7, 2026, regardless of tract size53
- Floodplain permit
- Required for any structure where any portion touches FEMA Zone A, Zone AE, or Floodway, even for repairs or demolition6
- Driveway permit
- Required for a new or modified driveway on a Kerr County-maintained road; the county's own pages disagree on the fee ($25 on one page, none on another)78
- RV / tiny home / manufactured home
- Unrestricted by county zoning, since there is none, though setback, plat, and deed restrictions can still apply910
- Well permit
- Required through the Headwaters Groundwater Conservation District; contact the district about applicable details and exemptions11
- Septic soil difficulty
- Only 0.2% of county soils are free of severe limits for a conventional septic drain field12
Who to call
Roads & driveways
Floodplain development permits, driveway permits onto county-maintained roads, utility right-of-way permits, and subdivision construction review
3766 TX27, Kerrville, TX 78028
Septic permits
Kerr County Environmental Health Department
OSSF (septic) permits and water-well-permit assistance for Kerr County, as the TCEQ-authorized local agent
envhealth@env.kerrcountytx.gov
550 Earl Garrett Street, Suite 100, Kerrville, TX 78028
Roads & driveways
Kerr County Road & Bridge Department
Road maintenance and the county's own plain-language FAQ on building permits, zoning, driveways, septic, and where to find plats and deed records
3766 TX-27, Kerrville, TX 78028
Contact details are copied from each office’s official page and were checked against it on October 4, 2026.
Off-grid gear
Going off-grid in Kerr County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.
Do you need a building permit in Kerr County, Texas?
No. Unincorporated Kerr County does not require a general building permit or certificate of occupancy, and its Subdivision Rules and Regulations impose no zoning restrictions113. The County Engineer still permits floodplain development, driveways onto county-maintained roads, public-utility installation in county rights-of-way, and subdivision construction214. Setback restrictions, plat restrictions, and deed restrictions can still limit what you build, while septic systems require separate county permits13. Inside an incorporated municipality, local rules may differ; the City of Kerrville has its own zoning code and adopted building codes415.
Who handles permits in Kerr County, and how do you reach them?
For floodplain development, driveway, and utility right-of-way permits, contact the Kerr County Engineer's Office at 3766 TX-27, Kerrville, TX 78028, 830-896-9046; floodplain permit applications go to floodplain@kerrcountytx.gov16. The county advises calling ahead for an appointment, since staff are often in the field17. For septic and water-well permitting, contact the Kerr County Environmental Health Department at 550 Earl Garrett Street, Suite 100, Kerrville, TX 78028, 830-896-9020, envhealth@env.kerrcountytx.gov18. For general road questions and the county's own plain-language FAQ on permits and zoning, the Road & Bridge Department is at the same 3766 TX-27 address, 830-257-2993, kcroads@rb.kerrcountytx.gov13. If your driveway connects to a state highway instead of a county road, that goes through the Kerrville Area TxDOT office using Form 105819.
Does Kerr County have zoning?
Unincorporated Kerr County has no county zoning, although setback, plat, and deed restrictions may still apply to a particular parcel1. The county regulates subdivisions outside Kerrville and Ingram; those rules are administered by the County Engineer unless the Commissioners' Court expressly waives platting authority20. Unincorporated land has no county zoning rule setting minimum home or lot size, building height, or RV, tiny-home, manufactured-home, or accessory-dwelling occupancy9. Incorporated municipalities may administer their own zoning, including the City of Kerrville, so verify whether the parcel lies inside city limits before relying on the unincorporated-area answer4.
How do septic and well permits work in Kerr County?
Kerr County Environmental Health is the local authorized agent for OSSF permitting, enforcement, and inspections tied to authorizations to construct521. As of August 7, 2026, every new septic system requires a permit regardless of tract size; the change is not retroactive, and qualifying older systems may remain grandfathered3. Off-grid sanitation is therefore not permit-free, and the county source does not establish that every alternative sanitation technology is allowed22. Only 0.2% of Kerr County soils lack severe limitations for a conventional drain field, so arrange a site evaluation and allow room in the budget for a more complex design12. For a well within the Headwaters Groundwater Conservation District, submit exempt-well registration at least 10 days before drilling; the district decides whether the well is exempt or needs an operating permit11.
Can you live in an RV or tiny home on your land in Kerr County?
Unincorporated Kerr County has no county zoning rule restricting RV, tiny-home, or manufactured-home occupancy or setting a minimum dwelling size9. That answer does not override a subdivision plat, deed restriction, setback restriction, floodplain rule, or septic requirement1622. Incorporated municipalities may apply their own zoning, so first confirm whether the parcel is outside city limits4. Before buying, ask the County Engineer whether the proposed placement involves regulated floodplain development, read the parcel's recorded restrictions, and confirm the sanitation plan with Environmental Health1618.
Building a home in Kerr County: the steps, in order
First, check the parcel's flood status; work touching Zone A, Zone AE, or Floodway requires a floodplain development permit through the County Engineer166. Second, order a septic site evaluation early because only 0.2% of county soils lack severe limitations for a conventional drain field12. Third, apply through Environmental Health for the OSSF permit required for every new system183. Fourth, contact the Headwaters Groundwater Conservation District at least 10 days before drilling to register an exempt well or learn whether an operating permit is required11. Fifth, confirm subdivision compliance outside Kerrville or Ingram20. Sixth, obtain a county-road driveway permit from the County Engineer, or use the state process for a state-highway connection719. A public utility also needs a permit for installation or maintenance in a county right-of-way14. Unincorporated Kerr County has no general building-permit or certificate-of-occupancy step beyond the applicable specific permits1.
What to check before you buy land in Kerr County
Water and drought are real factors here: annual precipitation runs about 28.9 inches, but 49.1% of years bring severe drought, nearly half — and with only 0.2% of soils free of septic limitations, both a reliable well and a well-designed septic system deserve serious budget232412. The land is more varied than flat Gulf Coast counties: 79.1% sits at 15% slope or less and 41.3% is wooded, so grading and clearing costs can matter more than in flatter counties2526. Check FEMA flood maps before you buy, since floodplain status drives the county's clearest permit requirement and shapes RV, tiny-home, and manufactured-home rules on that specific parcel6. If the tract is part of a subdivision, confirm it complies with the county's 2023 subdivision and manufactured-home-rental-community regulations, and read the plat and any deed restrictions directly, since the county has no zoning to fall back on2010. Typical property tax runs about 1.1% effectively, with a median bill near $3,115 a year, against a typical home value around $375,304272829.
Watch-outs
- Kerr County's own pages disagree on the driveway-permit fee: a blog post cites a $25 fee, while the Road & Bridge FAQ says driveway permits require no fee; confirm the current amount with the County Engineer before applying8.
- No official Kerr County source found for this guide states an owner-builder exemption, a certificate-of-occupancy requirement, or a countywide agricultural exemption from subdivision or development rules; confirm directly with the County Engineer or Environmental Health Department30.
- Kerr County includes land along the Guadalupe River with significant flash-flood risk; verify FEMA flood-zone status for any specific parcel before assuming the floodplain permit doesn't apply6.
Sources
- Kerr County Road & Bridge, quoted and re-checked
- Kerr County Engineer, quoted and re-checked
- Environmental Health Department On-Site Sewage Facility, quoted and re-checked
- Kerr County Road & Bridge, quoted and re-checked
- Environmental Health Department On-Site Sewage Facility, quoted and re-checked
- Flood Damage Permitting Guide, quoted and re-checked
- Reminder: Work on driveways (new or existing) requires permit, quoted and re-checked
- Reminder: Work on driveways (new or existing) requires permit, quoted and re-checked
- Texas law on county zoning and building authority
- Kerr County Road & Bridge, quoted and re-checked
- Headwaters Groundwater Conservation District, quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Kerr County Road & Bridge Department (kerrcountytx.gov)
- Kerr County Engineer, quoted and re-checked
- Code Information, quoted and re-checked
- Kerr County Engineer's Office (kerrcountytx.gov)
- Kerr County Engineer, quoted and re-checked
- Kerr County Environmental Health Department (kerrcountytx.gov)
- Section 4: Driveway Permits, Design, and Materials (Texas statewide rule), quoted and re-checked
- Kerr County Engineer, quoted and re-checked
- How to Become a Texas On-Site Sewage Facility (Septic System) Authorized Agent, quoted and re-checked
- Environmental Health Department On-Site Sewage Facility, quoted and re-checked
- Annual precipitation: Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
- Share of land at 15% slope or less: Bolthole Index county data
- Wooded share of land: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
- Exemptions to Electrician Licensing (2026 county census)
Written October 4, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.