Unincorporated McCulloch County, Texas does not require a general building permit, and McCulloch County imposes no zoning requirements12. Industrialized or modular housing is a notable exception: Texas building codes govern those units, and an owner buying one for personal use may need a state installation permit34. McCulloch County separately requires septic, culvert and right-of-way permit applications5.
At a glance
- Building permit
- No general county permit in unincorporated areas; state rules still apply to industrialized or modular construction13
- Zoning
- No zoning requirements at this time2
- Septic (OSSF) permit
- Apply through McCulloch County before OSSF work proceeds6
- Water well
- Regulated by the Hickory Underground Water Conservation District; a Notice of Intent to Drill is required for every well7
- Subdividing land
- Plat approval generally applies, but qualifying agricultural divisions can be excluded from the county's subdivision definition89
- Setbacks / lot coverage / height
- None set by county zoning in unincorporated areas10
- RV / tiny home / manufactured home
- No county zoning restriction on occupancy10
- Subdivision road access
- New subdivisions need a TxDOT sign-off approving road access11
Who to call
Septic permits
McCulloch County - Septic, Culvert and Right-of-Way Permits
Septic (OSSF), culvert and right-of-way permit applications, and subdivision plat submissions to the Commissioners Court, for unincorporated McCulloch County
199 Courthouse Square, Brady, TX 76825
Well permits
Hickory Underground Water Conservation District No. 1
Water well permitting, Notices of Intent to Drill, and well-spacing/production rules for the McCulloch County portion of the district
111 East Main Street, Brady, TX 76825
Contact details are copied from each office’s official page and were checked against it on October 5, 2026.
Off-grid gear
Going off-grid in McCulloch County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.
Do you need a building permit in McCulloch County, Texas?
No general building permit is required in unincorporated McCulloch County1. The county instead identifies septic, culvert and right-of-way permits5. Industrialized housing and buildings are different from ordinary site-built construction: units begun on or after July 1, 2024 must comply with the Texas industrialized-building code editions and approved design packages3. A buyer or lessee acquiring an industrialized unit for personal or company use may file for a state installation permit instead of registering as an industrialized builder4. Texas also has limited state licensing exemptions for owners doing electrical, plumbing, or air-conditioning work on their own residence or homestead, but those exemptions are not blanket permission for every trade12. City rules remain separate, including Brady's zoning code within city limits13.
Who handles septic, wells and permits in McCulloch County?
McCulloch County has no building department, so land buyers work with two main offices. Septic (OSSF), culvert and right-of-way permit applications, along with subdivision plat submissions to the Commissioners Court, all go through the county at the courthouse in Brady14. Water wells are handled separately: the Hickory Underground Water Conservation District No. 1 covers McCulloch County and requires a Notice of Intent to Drill before any well is started, whether or not the well ends up exempt from permitting15.
Does McCulloch County have zoning?
No. McCulloch County states that it has no zoning requirements, and it publishes no zoning districts for unincorporated land216. That absence of county zoning leaves minimum dwelling size, minimum lot size, setbacks, lot coverage, building height, accessory dwellings, RV occupancy, temporary camping, tiny-home occupancy and manufactured-home occupancy unrestricted at the county level10. The county's statement does not determine municipal zoning; the City of Brady separately administers a zoning code and design-review ordinances within city limits213. Subdivision regulations remain separate from zoning, so dividing unincorporated land can still require county review8.
How do septic permits work in McCulloch County?
Apply to McCulloch County for an OSSF permit before septic work proceeds; the county publishes the local application intake and requires entities to apply617. TCEQ serves only as the fallback permitting authority where no local jurisdiction has been authorized, while local programs may be stricter than state minimums18. Take soil testing seriously: only 3.1% of McCulloch County soils have no severe limits for a conventional drain field, so confirm the workable system and location before buying19. A qualifying single-family tract of at least 10 acres may use the state exemption only after a site evaluation and only if every OSSF part is at least 100 feet from a property line, effluent stays onsite, no nuisance or groundwater pollution results, and no other dwelling is on the tract20. A platted subdivision also needs the required OSSF compliance certificate before its plat goes to Commissioners Court21.
Can you live in an RV or tiny home on your land in McCulloch County?
As far as county zoning is concerned, yes. Because unincorporated McCulloch County has no zoning ordinance, RV occupancy, temporary camping, tiny-home occupancy and manufactured-home occupancy are unrestricted at the county level10. A factory-built tiny home may still qualify as industrialized housing subject to Texas codes and the state installation-permit process; the county's lack of zoning does not waive those construction rules34. Sanitation and water rules also apply: OSSF work generally requires a county septic application unless a state exemption applies620. In a regulated subdivision, a structure cannot be occupied until it connects to an approved well, a TCEQ-approved public water system or another water supply approved by Commissioners Court22.
Building a home in McCulloch County: the steps, in order
- Determine whether the home is site-built or industrialized. For an industrialized or modular unit, confirm the Texas code and installation-permit path before ordering it34.
- Have the soil evaluated and apply to McCulloch County for an OSSF permit, unless the county confirms that the state exemption applies620.
- File a Notice of Intent to Drill with the Hickory Underground Water Conservation District before well work, then confirm whether the well needs a full permit7.
- If you are creating a lot, ask whether county plat review applies. A qualifying agricultural, farm, ranch, wildlife-management or timber-production division can be excluded when no land is laid out for shared or public-use areas9.
- When plat review applies, submit the plat to Commissioners Court and obtain the required road-access sign-off811. A revision of an existing unincorporated subdivision plat carries published fees of $50 per plat, $5 for records preservation, $1 for courthouse security and $500 for a water-availability study unless that study fee is waived by variance; notice costs may be added23.
- Apply to the county for any needed culvert or right-of-way permit; a culvert applicant must contact the commissioner for the correct precinct5. A driveway connecting to a state highway needs the state access-permit process before construction24.
What to check before you buy land in McCulloch County
Arrange a site evaluation before going under contract: only 3.1% of county soils have no severe limits for a conventional drain field, so septic feasibility can change the usable building area and project cost19. Confirm well options with the Hickory Underground Water Conservation District because every well needs a Notice of Intent to Drill, even if it is permit-exempt7. The nearest city of 100,000 or more is about 86 miles from the county center, population density is about 7 people per square mile, and severe drought occurs in about 25.7% of years252627. The effective property-tax rate is about 1.4%, with a median annual bill around $1,4352829. Typical home value is about $162,236, while farmland averages about $2,129 an acre3031.
Watch-outs
- A modular or industrialized home is not outside building-code oversight merely because McCulloch County lacks a general building permit; Texas industrialized-building codes and the state installation-permit process may apply34.
- We could not confirm a McCulloch County building-code adoption, residential inspection program or certificate-of-occupancy requirement; call the county permits office if your project is unusual5.
- McCulloch County's no-zoning statement does not answer what a municipality may require; the City of Brady administers its own zoning code and design-review ordinances, and buyers inside Melvin should ask the city directly213.
- We could not confirm a general McCulloch County floodplain-development rule; if your parcel is near a creek or low-lying area, ask the county permits office before assuming no permit is needed5.
Sources
- McCulloch County, Texas (official site) (2026 county census)
- McCulloch County permits, quoted and re-checked
- Industrialized Housing and Buildings – Adoption of New Code Editions, quoted and re-checked
- tdlr.texas.gov (Texas statewide rule), quoted and re-checked
- McCulloch County permits, quoted and re-checked
- McCulloch County permits, quoted and re-checked
- Hickory UWCD No. 1 Groundwater Management Plan Adopted 2024, quoted and re-checked
- McCulloch County Subdivision Regulations, quoted and re-checked
- McCulloch County Subdivision Regulations, quoted and re-checked
- Texas law on county zoning and building authority
- McCulloch County Subdivision Regulations, quoted and re-checked
- Exemptions to Electrician Licensing (Texas statewide rule), quoted and re-checked
- McCulloch County permits, quoted and re-checked
- McCulloch County - Septic, Culvert and Right-of-Way Permits (co.mcculloch.tx.us)
- Hickory Underground Water Conservation District No. 1 (hickoryuwcd.org)
- McCulloch County permits, quoted and re-checked
- McCulloch County Texas On-Site Sewage Facility, quoted and re-checked
- Getting a Permit for an OSSF - Such as a Septic System, quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Getting a Permit for an OSSF - Such as a Septic System, quoted and re-checked
- McCulloch County Subdivision Regulations, quoted and re-checked
- McCulloch County Subdivision Regulations, quoted and re-checked
- McCulloch County Subdivision Regulations, quoted and re-checked
- Section 4: Driveway Permits, Design, and Materials (Texas statewide rule), quoted and re-checked
- Straight-line distance from the county center to the nearest city of 100,000+ people: Bolthole Index county data
- Population density: Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
- Farmland value per acre (USDA census): Bolthole Index county data
Written October 5, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.