Unincorporated Clark County, Missouri does not require a county building permit for a home1. Countywide zoning has not been confirmed, so ask the County Clerk before relying on a parcel having no land-use restrictions23. Missouri DHSS handles septic permits, while development and manufactured-home placement in mapped flood-hazard areas require a county floodplain permit45.
At a glance
- Building permit
- Not required in unincorporated Clark County1
- Zoning
- No countywide zoning ordinance found; unincorporated status otherwise unconfirmed2
- Septic (OWTS) permit
- DHSS; residential installation or repair under 3 acres needs a construction permit46
- Water well
- Owner installation is permit-exempt; construction standards and reporting still apply7
- Floodplain development permit
- Required in FIRM-mapped flood zones, issued by the Presiding Commissioner8
- RV or manufactured home in a mapped flood zone
- RVs face stay or highway-readiness limits; manufactured homes need a floodplain permit, elevation and anchoring95
- Property tax
- About 1% effective rate; roughly $1,139 median annual bill1011
Who to call
Floodplain permits
Clark County Presiding Commissioner's Office
The Presiding Commissioner is the county's designated Floodplain Administrator under the county's floodplain management ordinance and issues floodplain development permits
presidingcommissioner@clarkcountymo.org
111 E. Court Street, Ste 110, Kahoka, MO 63445-1268
Also useful
County records and general county-government contact; the office to ask about zoning, subdivision, or building questions the county site doesn't route to a named department
111 E. Court Street, Ste 110, Kahoka, MO 63445-1268
Roads & driveways
Clark County Road & Bridge Department
County road and bridge maintenance and development; the office to ask about access to a county road
Septic permits
Missouri DHSS Onsite Wastewater Treatment Program
State onsite wastewater treatment system (septic) permitting authority for Clark County; the state's own county lookup lists a dedicated Clark County contact line at (573) 751-6095 ext. 5
PO Box 570, Jefferson City, MO 65102-0570
Contact details are copied from each office’s official page and were checked against it on October 12, 2026.
Off-grid gear
Going off-grid in Clark County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.
Do you need a building permit in Clark County, Missouri?
No. Unincorporated Clark County does not require a county building permit for a home1. Missouri law lets only first- and second-class counties adopt building-permit regulations, and a county that had not adopted a code before August 28, 2001 needs voter approval to begin12. We could not confirm county building inspections or certificates of occupancy; ask the County Clerk before construction3. A home site in a mapped flood-hazard area still needs the separate floodplain approval handled by the Presiding Commissioner13.
Who handles building questions and floodplain permits in Clark County?
For Clark County floodplain development permits, contact the Presiding Commissioner, 111 E. Court Street, Ste 110, Kahoka, MO 63445-1268, phone 660-727-8241, is the county's designated Floodplain Administrator and issues floodplain development permits1413. The published process starts with a written application and requires a separate permit for each structure or other development8. For county road and bridge questions, the Road & Bridge Department at 660-341-4016 handles maintenance and development on county roads15. For zoning, subdivision or other questions the county site doesn't route elsewhere, call the Clark County Clerk's Office at 660-727-32833.
Does Clark County have zoning?
No countywide zoning ordinance appears among Clark County's published ordinances, but ask the County Clerk to confirm the current status for unincorporated land23. Missouri allows qualifying counties to establish zoning through a voter referendum16. We could not confirm Clark County subdivision regulations, minimum lot sizes, setbacks, or plat review; the Missouri subdivision framework cited here applies conditionally to noncharter first-class counties and does not establish Clark County adoption1718. Do not rely on that framework's acreage exception without confirmation from the County Clerk193.
How do septic and well permits work in Clark County?
Missouri DHSS is the listed septic permitting authority for Clark County4. Installing or repairing a residential onsite system on property under 3 acres requires a construction permit; larger residential parcels are not automatically exempt, and non-residential systems require a permit regardless of acreage6. Obtain the permit or DHSS confirmation of an exemption before work begins6. Inside Wayland, private sewage systems also need city approval and inspection; the city code preserves additional state or county health requirements20. Clark County has 0% of soils rated “not limited” for conventional drain fields; that does not make septic impossible, but calls for a site evaluation and possibly an engineered system21. Landowners may install their own well or pump without a state permit, but construction standards and certification or reporting requirements still apply7. Hired well and pump installers need the applicable installation permits, including for plumbing and electrical lines from the well to the structure; contractors directing the work need the applicable restricted permit7.
Can you live in an RV or tiny home on your land in Clark County?
It depends on whether your parcel sits in a mapped flood-hazard zone. Inside an unnumbered or numbered A zone or AE zone on Clark County's Flood Insurance Rate Map, an RV must be on-site fewer than 180 consecutive days, be fully licensed and ready for highway use, or comply with the manufactured-home rules922. Placing or substantially improving a manufactured home in those mapped areas requires a floodplain development permit, elevation and anchoring against flood forces; many sites require the lowest floor at least 1 foot above base flood elevation, while qualifying sites in existing manufactured-home parks may use the ordinance's 36-inch reinforced-pier alternative5. Outside a mapped flood zone, we could not confirm a county rule for RV, tiny-home, or manufactured-home occupancy, so ask the County Clerk before planning long-term occupancy23. DHSS must issue a septic permit or confirm an exemption before onsite-system work begins23.
Building a home in Clark County: the steps, in order
- Check whether the parcel is in a mapped flood-hazard zone; construction or manufactured-home placement there needs a floodplain development permit from the Presiding Commissioner, beginning with a written application148.
- Confirm the parcel is outside a municipality and ask the County Clerk about any recent building, zoning, or subdivision change; unincorporated Clark County does not require a county home-building permit31.
- Contact the DHSS Onsite Wastewater Treatment Program before installing or repairing septic; residential properties under 3 acres need a construction permit, and DHSS must confirm any exemption before work begins246.
- A landowner may install a personal well or pump without a state permit, but standards and reporting still apply; hired installers need the applicable installation permit7.
- Work touching a Missouri Department of Transportation right-of-way needs a MoDOT permit and at least 48 hours' notice to the Traffic Specialist25.
- Farm buildings and farm structures are exempt from county fire-protection or fire-prevention ordinance permits, but not from floodplain or septic requirements26.
What to check before you buy land in Clark County
Clark County has about 13.2 people per square mile and roughly 6,641 residents2728. The county center is about 98 miles in a straight line from the nearest city with 100,000 or more residents29. Farmland averages about $4,859 an acre, and typical home value is around $191,6123031. Before buying, arrange a septic site evaluation: 0% of county soils are rated “not limited” for conventional drain fields, which may mean an engineered system rather than an unusable lot21. Check the Flood Insurance Rate Map because development in covered flood-hazard areas requires a county floodplain permit32. Ask Road & Bridge about county-road access; we could not confirm a county driveway-permit rule15. Budget roughly $2,000 annually for a typical homeowner's policy, an effective property tax rate of about 1%, and a median annual property tax bill around $1,139331011.
Watch-outs
- Missouri lets counties adopt zoning by voter referendum, so "no zoning ordinance found today" is a snapshot, not a permanent guarantee; check current status with the County Clerk's Office before you rely on it316.
- Clark County’s RV floodplain conditions apply in mapped A and AE zones; occupancy rules outside those zones remain unconfirmed, so ask the County Clerk before planning long-term RV or tiny-home living93.
- DHSS application fees for onsite sewage construction, modifications and repairs are temporarily suspended effective August 28, 2026; the suspension does not remove the construction-permit requirement34.
Sources
- Clark County, MO Ordinances (2026 county census)
- Clark County, MO Ordinances (2026 county census)
- Clark County Clerk's Office (clarkcountymo.org)
- OWTS Construction Permit Process, quoted and re-checked
- clarkcountymo.org, quoted and re-checked
- health.mo.gov, quoted and re-checked
- Water Wells - PUB2945, quoted and re-checked
- clarkcountymo.org, quoted and re-checked
- Ordinance No. 6, quoted and re-checked
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- RSMo § 64.170 — County commissions control construction and issue building permits (Missouri statewide rule), quoted and re-checked
- Floodplain Management Ordinance 6, quoted and re-checked
- Clark County Presiding Commissioner's Office (clarkcountymo.org)
- Clark County Road & Bridge Department (clarkcountymo.org)
- RSMo § 64.090 — Planning and zoning powers of county commission (Missouri statewide rule), quoted and re-checked
- Missouri Revised Statutes § 64.241, quoted and re-checked
- Missouri Revised Statutes § 64.245, quoted and re-checked
- Missouri Revised Statutes § 64.241, quoted and re-checked
- Wayland: official source (Clark County), quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Ordinance No. 6, quoted and re-checked
- OWTS Construction Permit Process, quoted and re-checked
- Missouri DHSS Onsite Wastewater Treatment Program (health.mo.gov)
- Permit Process | Missouri Department of Transportation (Missouri statewide rule), quoted and re-checked
- RSMo Section 64.003 — Farm buildings and farm structures, quoted and re-checked
- Population density: Bolthole Index county data
- County population: Bolthole Index county data
- Straight-line distance from the county center to the nearest city of 100,000+ people: Bolthole Index county data
- Farmland value per acre (USDA census): Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
- Floodplain Management Ordinance 6, quoted and re-checked
- Typical home insurance premium: Bolthole Index county data
- OWTS Construction Permit Process, quoted and re-checked
Written October 12, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.