Ste. Genevieve County, Missouri requires county building permits under an ordinance adopted in 1986, and the county charges no building-permit fee12. The Assessor's Office issues the permit and requires flood-zone verification before construction begins3. Zoning for unincorporated land is unconfirmed. Septic permits are separate: the Ste. Genevieve County Health Department is the state-listed permitting agency, though some incorporated areas may be referred back to the Missouri health department4.
At a glance
- Building permit
- Required under the county permit ordinance1
- Building permit fee
- No fee2
- Zoning
- Countywide zoning in unincorporated areas is not confirmed; ask the Assessor's Office5
- Septic permit
- Most installations and repairs need a construction permit from the County Health Department; some city addresses may go to the state instead64
- RV living
- Long-term occupancy on private land is not confirmed; ask the county before relying on it5
- Tiny home
- No specific occupancy or minimum-size rule was confirmed5
- Owner-builder
- No county owner-builder exemption was confirmed7
Who to call
Building permits
Ste. Genevieve County Assessor's Office
County building permits and preconstruction flood-zone verification
55 South Third St., Room 4, Ste. Genevieve, MO 63670
Septic permits
Ste. Genevieve County Health Department
Local onsite-sewage questions and permit coordination
115 Basler Drive Ste. Genevieve, MO 63670
Contact details are copied from each office’s official page and were checked against it on October 9, 2026.
Off-grid gear
Going off-grid in Ste. Genevieve County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.
Do you need a building permit in Ste. Genevieve County, Missouri?
Yes. Ste. Genevieve County requires building permits under a county ordinance adopted in 1986.1 The county charges no fee for its building permit.2 The Assessor's Office issues the permit to applicants who stop by or call, and the county requires verification before construction begins to avoid building in a flood zone.3 The county's published permit information does not identify an adopted construction code, a construction-inspection schedule or a certificate-of-occupancy process, so ask the Assessor's Office which requirements apply to the proposed structure.8 Missouri building and fire codes are adopted locally rather than through one uniformly adopted statewide building code.9
Who issues Ste. Genevieve County building permits?
The Ste. Genevieve County Assessor's Office is the practical first stop for a county building permit and the required preconstruction flood-zone verification.3 The office is at 55 South Third St., Room 4, Ste. Genevieve, Missouri, and lists 573-883-2333 ext. 4.8 The county page says applicants can obtain a permit by stopping by or calling the office, and it states that no fee is charged.2 Septic permits do not come from the Assessor's Office; they come from the County Health Department described below4. Ask the Assessor's Office to identify what construction the permit covers, what plans or site information to provide, and whether another jurisdiction has authority over the parcel.8 A permit from the county should not be treated as confirmation of an inspection or certificate-of-occupancy requirement because neither process was confirmed in the county information available here.3
Does Ste. Genevieve County, Missouri have zoning?
We could not confirm a countywide zoning ordinance for unincorporated Ste. Genevieve County from the county's published information.5 Missouri law allows qualifying counties to establish zoning for unincorporated territory after voter approval, but that authority does not show that Ste. Genevieve County adopted countywide zoning.10 Before buying or designing, ask the Assessor's Office which authority can give a written parcel-specific answer about allowed uses, setbacks, minimum lot size, building height and minimum dwelling size.8 Land inside an incorporated city, town or village may be governed by that municipality rather than the county.10 No county owner-builder exemption was confirmed, so an owner planning to perform construction personally should ask whether the county permit process changes for self-performed work.7
How do septic permits work in Ste. Genevieve County?
The Missouri health department lists the Ste. Genevieve County Health Department as the septic permitting agency under a contract, so the county office, not the Assessor, handles septic permits4. Some incorporated areas may be referred back to the state when the local authority does not apply, so ask the Health Department whether a city address is covered11. A construction permit is required before most onsite wastewater systems are installed or repaired, although some single-family residential lots may qualify for an exemption; do not begin work until the permit is issued or the exemption is confirmed.6 Missouri requires a permit for residential property smaller than 3 acres, while county-specific exceptions can affect the exemption question.12 The Health Department lists (573)883-7411 and 115 Basler Drive in Ste. Genevieve.13 Only about 5.6% of mapped county soils avoid severe limitations for a conventional septic drain field, so make the site and soil evaluation an early feasibility step.14 The county health department's staff perform site investigations on all permitted septic systems that are installed15. Application fees for onsite sewage construction, modification and repair were temporarily suspended effective August 28, 2026, so ask what fee, if any, applies when you apply16. Larger-flow, direct-discharge and certain other systems fall under Missouri DNR rather than the ordinary local residential process.17
Can you live in an RV or tiny home in Ste. Genevieve County?
We could not confirm a Ste. Genevieve County rule that allows or prohibits long-term RV occupancy, temporary camping on private land or tiny-home occupancy.5 We also could not confirm countywide minimum dwelling size, minimum lot size or setback standards from the county's published information.5 Ask the Assessor's Office to identify the land-use authority for the exact parcel and to explain how the proposed unit would be classified before buying or moving it onto the land.8 A small or movable dwelling does not avoid wastewater rules: most onsite wastewater installations and repairs require a construction permit or a confirmed exemption.6 Tiny homes have a defined path only inside the City of Ste. Genevieve, where a Tiny Home Overlay District allows homes of 200 to 500 square feet on lots of at least 4,500 square feet, with an overlay permit, a 15-foot height limit and 30 percent maximum lot coverage181920. Those city rules do not apply to unincorporated land. Off-grid wastewater may not be discharged into a road ditch or onto the ground.21
Building a home in Ste. Genevieve County: the steps in order
- Ask the Ste. Genevieve County Assessor's Office to confirm the building-permit scope and identify any zoning or municipal authority for the parcel.15
- Have the Health Department determine the onsite-wastewater permit or exemption path before fixing the house location.226
- Complete the county's flood-zone verification before construction begins.3
- If the driveway enters Missouri Department of Transportation right-of-way, obtain the state permit before constructing or modifying the driveway.23
- Before occupancy, ask the Assessor's Office whether inspections or a certificate of occupancy apply because the county's published permit information does not confirm either process.8
What should you check before buying land in Ste. Genevieve County?
Confirm the parcel's land-use authority and allowed use before closing because countywide zoning, setbacks, minimum lot size and minimum dwelling size were not confirmed.5 Put septic feasibility near the top of due diligence: only about 5.6% of mapped county soils avoid severe limitations for a conventional drain field.14 Verify flood exposure before choosing the house site because the county requires flood-zone verification before construction starts.3 Confirm legal access and determine whether the entrance meets a county road or Missouri Department of Transportation right-of-way; work on a state right-of-way requires a state permit.23 For budgeting context, the effective property-tax rate is about 0.6%, and the median annual property-tax bill is about $1,376.2425
Watch-outs
- The no-fee county building permit does not answer whether a construction code, inspections or a certificate of occupancy applies; ask the Assessor's Office before work begins.28
- Do not assume an RV or tiny home may be occupied on a rural parcel; countywide zoning and occupancy rules were not confirmed.5
- A large tract is not an automatic septic exemption because some single-family lots may be exempt and county-specific rules can affect the answer; confirm the parcel with the Health Department before work.613
- The City of Ste. Genevieve's tiny-home overlay applies only inside the city and requires an overlay permit; it says nothing about unincorporated Ste. Genevieve County1820.
Sources
- Assessor, quoted and re-checked
- Assessor, quoted and re-checked
- Assessor, quoted and re-checked
- OWTS Construction Permit Process — Ste Genevieve County authority listing, quoted and re-checked
- (2026 county census)
- OWTS Construction Permit Process, quoted and re-checked
- (2026 county census)
- Ste. Genevieve County Assessor's Office (stegencounty.gov)
- RSMo Section 64.170 (Missouri statewide rule), quoted and re-checked
- RSMo § 64.090 — Planning and zoning powers of county commission (Missouri statewide rule), quoted and re-checked
- OWTS Construction Permit Process, quoted and re-checked
- OWTS Construction Permit Process (Missouri statewide rule), quoted and re-checked
- Ste. Genevieve County Health Department (stegencohealth.org)
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Food Inspections, quoted and re-checked
- OWTS Construction Permit Process — temporary permit fee suspension, quoted and re-checked
- On-site Septic Systems and Subdivisions (Missouri statewide rule), quoted and re-checked
- Article III: Districts and District Regulations - City of Ste. Genevieve, MO, quoted and re-checked
- Documents | City Of Ste Genevieve, quoted and re-checked
- Documents | City Of Ste Genevieve, quoted and re-checked
- health.mo.gov (Missouri statewide rule), quoted and re-checked
- OWTS Construction Permit Process (2026 county census)
- Permits | Missouri Department of Transportation (Missouri statewide rule), quoted and re-checked
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written October 9, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.