Unincorporated Collin County, Texas requires a development permit for residential or commercial projects that disturb ground or add footprint, but has no general county zoning12. Collin County Development Services issues septic (OSSF) permits outside city limits; inside city limits, another authorized agent may handle septic permitting3. New homes require at least 3 third-party construction inspections4.
At a glance
- Building / development permit
- Required for any project that disturbs ground or adds footprint (new home, addition, pool)1
- Zoning
- None, outside limited uses (sexually-oriented business, salvage/junk yards, animal slaughter)5
- Septic permits
- Collin County Development Services outside city limits; another agent may serve city addresses3
- RV / tiny home / manufactured home living
- Not restricted by zoning, but a development permit still applies to ground-disturbing construction67
- New home inspections
- 3 required third-party inspections (foundation, framing, final), not a county inspector4
- OSSF minimum lot size
- 1 usable acre (1.5 acres if there's a water well) for lots divided in 2008 or later8
- Development and septic fees
- Development: $75; residential OSSF: $310 without maintenance or $335 with maintenance9
Who to call
Building permits
Collin County Development Services
Development permits for any project that disturbs ground or adds footprint outside city limits, addressing of raw land, ETJ/floodplain verification for permits, plat sign-off, and directing culvert/driveway/right-of-way inspections to Public Works. Commercial building inspections go through the Fire Marshal's Office instead.
4690 Community Ave., McKinney, Texas, 75071
Septic permits
Collin County Development Services (On-Site Sewage Facilities / OSSF Program)
OSSF (septic) permitting for property outside city limits, acting as TCEQ's authorized agent under a county Court Order that is stricter than the state's minimum OSSF rules.
4690 Community Ave., McKinney, Texas, 75071
Contact details are copied from each office’s official page and were checked against it on October 11, 2026.
Off-grid gear
Going off-grid in Collin County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
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Do you need a building permit in Collin County, Texas?
Unincorporated Collin County requires a development permit for residential and commercial projects that disturb ground or add footprint, including new homes, additions, pools, fencing, grading, filling and new ponds110. Extensive dwelling remodels that add a bedroom or double the structure value also require permitting; re-roofing, roof-mounted solar, new electrical service on an existing structure, and water-heater or AC replacements do not10. The current development fee is $75, matching the FY2026 schedule; the FY2025 schedule listed $50 for new construction91112. Apply through the Citizen Self-Service Portal: paper applications are not accepted, invoices generally arrive in 2–4 business days, and review starts after payment and may take up to 30 days13. Inside Prosper and Royse City, which reaches into Collin County from Rockwall County, municipal offices handle building permits1415. County septic permitting applies outside city limits; Royse City’s Building Inspection Department receives OSSF applications inside that city316.
Who is the Collin County building department, and how do you reach them?
Collin County Development Services is the county development-permit office; reach it at 4690 Community Ave., McKinney, Texas, 75071, or (972) 548-558517. New residential dwellings and substantial remodels or additions require a qualified third-party inspector and at least 3 inspections: foundation before concrete, framing and mechanical systems before drywall, and completion; manufactured homes are excluded18. The builder must submit passing-final-inspection notice to Development Services and the owner, if different from the builder, within 10 days18. Commercial fire-code inspections go through the Fire Marshal’s Office under the 2021 International Fire Code and local amendments19. The county building-code document also lists 2009 commercial building, mechanical, plumbing, electrical and fuel-gas codes; residential structures must follow the County Seat’s adopted codes, so ask Development Services which residential edition applies20. Public pools must follow the most recent IBC and residential pools the most recent IRC20. Public Works handles culvert, driveway and right-of-way inspections17.
Does Collin County have zoning?
Unincorporated Collin County has no general zoning, with exceptions for sexually-oriented businesses, salvage and junk yards, and animal slaughter operations21. The county does not set home-size, lot-size, setback, lot-coverage or height limits by zoning, or restrict RVs, tiny homes, manufactured homes or accessory dwellings by zoning6. Prosper sets its own zoning, as do Richardson, which reaches into Collin County from Dallas County, and Royse City, which reaches in from Rockwall County222324. Septic authority is separate: Development Services serves land outside city limits, and another authorized agent may serve city addresses3. ETJ land remains in county permitting jurisdiction but may face city subdivision requirements; county OSSF suitability review still applies where a city has ETJ platting authority2526. Land divisions, re-subdivisions and combinations must follow county subdivision regulations where Collin County is the platting authority, unless exempt26.
How do septic permits work in Collin County?
Collin County Development Services issues OSSF permits outside city limits and applies a county Court Order stricter than the state minimum3. The published residential OSSF fee is $310 without maintenance or $335 with maintenance; review of existing septic is $509. Repairs or upgrades affecting 50% of a system require permitting as a new OSSF9. Lots divided between 1983 and 2008 need at least 1 acre, or 1.5 acres with a water well; lots divided in 2008 or later need 1 usable acre, or 1.5 acres total with 1 acre usable if there is a well8. Ask Development Services about exact boundary dates in 1983 or 20088. Only about 1% of county soils are rated free of severe limitations for conventional septic drain fields, making a site evaluation essential before choosing a system27. For a new structure connecting to a new OSSF, apply for the development permit first; staff send the associated OSSF application through your portal rather than requiring separate applications28. An OSSF permit expires after 365 days of inactivity28.
Can you live in an RV or tiny home on your land in Collin County?
Collin County does not restrict RV, tiny-home or manufactured-home occupancy on unincorporated land through general zoning6. A tiny home that disturbs ground or adds footprint still needs a county development permit, and a new or altered septic system outside city limits needs a county OSSF permit128. We could not confirm whether alternative off-grid sanitation is allowed or whether a general private-well permit is required; ask Development Services before choosing either for a parcel17. A planned water well also changes the county’s septic lot-size requirements, so settle the water source before relying on a lot’s acreage8.
How do you build a home in Collin County?
- Confirm city-limit and ETJ status with Development Services: county development permitting applies to unincorporated land, including ETJ property, where city subdivision requirements may also apply1.
- Arrange a septic site evaluation before committing to a home layout; the county’s OSSF acreage requirements vary by division date and water-well presence8.
- Apply online for the development permit before ground disturbance; the development fee is $75, and staff send the associated OSSF application if the new home will connect to a new system9281.
- Contract a qualified third-party inspector for foundation, framing/mechanical and final inspections; submit passing-final-inspection notice within 10 days18.
- For a driveway onto a state highway, obtain a TxDOT permit using Form 1058; Public Works handles county culvert, driveway and right-of-way inspections2917.
What should you check before buying land in Collin County?
Before buying unincorporated Collin County land, verify septic suitability and the lot’s division date: county OSSF acreage requirements can prevent a small lot from supporting a new system8. Only about 1% of county soils are rated free of severe conventional-drain-field limitations, so do not choose a system from acreage alone27. County farmland value is about $13,066 per acre and typical home value about $486,570; these countywide figures do not price a particular parcel3031. The effective property-tax rate is about 1.7%, with a median annual bill around $7,432 and typical annual home-insurance premium around $3,041323334. Confirm subdivision and ETJ requirements before dividing or combining land, since exemptions and the platting authority depend on the property26.
Watch-outs
- No general zoning does not remove Collin County’s development-permit requirement for ground disturbance or added footprint1.
- Owner-builders still must contract with a third-party inspector for new dwellings and substantial residential remodels or additions; the county states no categorical owner-builder permit exemption35.
- Confirm lot division dates and water-well plans with Development Services before assuming a parcel meets septic acreage requirements8.
- We could not confirm certificate-of-occupancy requirements, agricultural permit exemptions or short-term-rental rules for unincorporated Collin County; ask Development Services before relying on any exemption or planned use17.
Sources
- collincountytx.gov, quoted and re-checked
- collincountytx.gov, quoted and re-checked
- Development Services: On Site Sewage Facilities, quoted and re-checked
- collincountytx.gov, quoted and re-checked
- collincountytx.gov (2026 county census)
- Texas law on county zoning and building authority
- Collin County Development Services FAQ (2026 county census)
- Collin County Development Services (On-Site Sewage Facilities / OSSF Program) (collincountytx.gov)
- Engineering: Development Services, quoted and re-checked
- Development Services Frequently Asked Questions, quoted and re-checked
- Adopted Fee Schedule FY 2026 - By Department, quoted and re-checked
- Adopted Fee Schedule FY 2025 - By Department, quoted and re-checked
- collincountytx.gov, quoted and re-checked
- Town of Prosper: Business in Prosper (Collin County), quoted and re-checked
- Royse City: Building Inspections (Collin County), quoted and re-checked
- Royse City: Application for On-Site Sewage Facility (Collin County), quoted and re-checked
- Collin County Development Services (collincountytx.gov)
- Development Services: Frequently Asked Questions, quoted and re-checked
- Commercial Applications, quoted and re-checked
- Building Codes, quoted and re-checked
- collincountytx.gov, quoted and re-checked
- Town of Prosper: Planning Forms (Collin County), quoted and re-checked
- Richardson: D-1400-M Duplex District Regulations, Sec. 2. Building regulations (Collin County), quoted and re-checked
- Royse City: official source (Collin County), quoted and re-checked
- collincountytx.gov, quoted and re-checked
- Engineering: Land Division Development, quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Development Services: On Site Sewage Facilities, quoted and re-checked
- Section 4: Driveway Permits, Design, and Materials (Texas statewide rule), quoted and re-checked
- Farmland value per acre (USDA census): Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Typical home insurance premium: Bolthole Index county data
- Development Services Frequently Asked Questions, quoted and re-checked
Written October 11, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.